Biopsy of heart lining at SSM Health Cardinal Glennon Children's Hospital

1465 S Grand Blvd, Saint Louis, MO · SSM Health · · NPI 1508935891

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$7,996.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,538.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$523.07 with BCBS vs $10,668.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $523.07 ↓ -93%
BCBS Anthem Blue Preferred HMO/POS $543.68 ↓ -93%
BCBS Anthem Blue Access Choice All Commercial Plans $543.68 ↓ -93%
BCBS Anthem Blue Access PPO $589.57 ↓ -93%
Healthlink Employers Choice All Commercial Plans $3,868.00 ↓ -52%
Cigna OAP Other Commercial Plan $4,510.00 ↓ -44%
Healthlink HMO $5,137.00 ↓ -36%
Aetna Carelink All Commercial Plans $5,249.00 ↓ -34%
Centene Ambetter Exchange $6,976.00 ↓ -13%
UnitedHealthCare St. Louis University Employee Other Commercial Plan $7,786.00 ↓ -3%
Aetna All Commercial Plans $7,806.00 ↓ -2%
UnitedHealthCare Non-PPO Other Commercial Plan $8,299.00 ↑ +4%
UnitedHealthCare Options PPO $10,668.00 ↑ +33%

Visitor-reported prices

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Biopsy of heart lining at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Saint Louis University Hospital Saint Louis $3,685.00 $614.85 – $8,353.00
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,277.00 $535.48 – $8,380.00
SSM Health DePaul Hospital - St. Louis Bridgeton $2,277.00 $535.48 – $8,380.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,277.00 $535.48 – $8,427.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,277.00 $535.48 – $8,380.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,277.00 $535.48 – $8,380.00
Mercy Orthopedic Hospital Springfield Ozark $6,839.30 $222.00 – $5,983.38
SSM Health St. Clare Hospital - Fenton Fenton $2,277.00 $535.48 – $8,380.00

All Missouri hospitals for this procedure →