Rev-rem impl neurostim gen-rec at SSM Health St. Joseph Hospital - St. Charles
300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146
$3,236.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,885.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$396.89 with BCBS vs $10,728.00 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $396.89 | ↓ -88% |
| BCBS | Anthem Blue Access Choice PPO | $407.83 | ↓ -87% |
| BCBS | Anthem Blue Preferred HMO/POS | $409.77 | ↓ -87% |
| BCBS | Anthem Blue Access PPO | $441.96 | ↓ -86% |
| Healthlink | Employers Choice All Commercial Plans | $1,216.00 | ↓ -62% |
| Aetna | Carelink Other Commercial Plan | $1,444.00 | ↓ -55% |
| Cigna | OAP Other Commercial Plan | $2,004.00 | ↓ -38% |
| Healthlink | HMO | $2,024.00 | ↓ -37% |
| Aetna | NBD Other Commercial Plan | $2,131.00 | ↓ -34% |
| Ambetter | Exchange | $2,167.00 | ↓ -33% |
| Aetna | All Commercial Plans | $2,414.00 | ↓ -25% |
| Aetna | Medicare Managed Care Plan | $3,501.75 | ↑ +8% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $3,536.77 | ↑ +9% |
| UnitedHealthCare | Medicare Managed Care Plan | $3,553.58 | ↑ +10% |
| BCBS | Anthem Medicare Managed Care Plan | $3,554.28 | ↑ +10% |
| Humana | Medicare Managed Care Plan | $3,561.28 | ↑ +10% |
| Aetna | Advantra Medicare Managed Care Plan | $3,624.31 | ↑ +12% |
| Oscar | Exchange | $3,886.00 | ↑ +20% |
| UnitedHealthCare | St. Louis University Employee | $8,028.00 | ↑ +148% |
| UnitedHealthCare | All Commercial Plans | $9,154.00 | ↑ +183% |
| UnitedHealthCare | Options PPO | $10,728.00 | ↑ +231% |
Visitor-reported prices
Comments
Rev-rem impl neurostim gen-rec at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $3,236.75 | $396.89 – $3,886.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $3,236.75 | $396.89 – $3,886.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $3,236.75 | $396.89 – $8,028.00 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $3,236.75 | $396.89 – $3,886.00 |
| Mercy Hospital Carthage | Carthage | $8,065.38 | $69.09 – $7,143.66 |
| Mercy Hospital Southeast | Cape Girardeau | $20,897.92 | $281.50 – $22,466.80 |
| Mercy Orthopedic Hospital Springfield | Ozark | $11,935.78 | $4.20 – $12,076.73 |
| SSM Health St. Clare Hospital - Fenton | Fenton | $3,236.75 | $396.89 – $3,886.00 |