Rbc serum pretx incubj drugs at SSM Health St. Joseph Hospital - St. Charles
300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146
$252.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$459.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$30.37 with BCBS vs $536.93 with Oscar — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $30.37 | ↓ -88% |
| BCBS | Anthem Blue Access Choice PPO | $31.21 | ↓ -88% |
| BCBS | Anthem Blue Preferred HMO/POS | $31.35 | ↓ -88% |
| BCBS | Anthem Blue Access PPO | $33.82 | ↓ -87% |
| Cigna | OAP Other Commercial Plan | $52.02 | ↓ -79% |
| Healthlink | Employers Choice All Commercial Plans | $107.25 | ↓ -58% |
| Healthlink | HMO | $107.25 | ↓ -58% |
| UnitedHealthCare | Options PPO | $270.22 | ↑ +7% |
| UnitedHealthCare | St. Louis University Employee | $270.22 | ↑ +7% |
| UnitedHealthCare | All Commercial Plans | $270.22 | ↑ +7% |
| Aetna | Medicare Managed Care Plan | $447.45 | ↑ +77% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $451.92 | ↑ +79% |
| UnitedHealthCare | Medicare Managed Care Plan | $454.07 | ↑ +80% |
| BCBS | Anthem Medicare Managed Care Plan | $454.16 | ↑ +80% |
| Humana | Medicare Managed Care Plan | $455.05 | ↑ +80% |
| Aetna | Advantra Medicare Managed Care Plan | $463.11 | ↑ +83% |
| Oscar | Exchange | $536.93 | ↑ +113% |
Visitor-reported prices
Comments
Rbc serum pretx incubj drugs at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $252.45 | $30.37 – $536.93 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $252.45 | $30.37 – $536.93 |
| SSM Health Saint Louis University Hospital | Saint Louis | $294.25 | $34.87 – $536.93 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $252.45 | $30.37 – $270.22 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $252.45 | $30.37 – $536.93 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $218.90 | $35.18 – $805.40 |
| Mercy Hospital Carthage | Carthage | $130.65 | $21.31 – $523.86 |
| Mercy Hospital Southeast | Cape Girardeau | $197.60 | $89.03 – $2,870.75 |