Cryosurgery penis lesion(s) 54056 at SSM Health St. Joseph Hospital - St. Charles

300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$176.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$320.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.20 with BCBS vs $4,261.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $116.20 ↓ -34%
BCBS Anthem Blue Access Choice PPO $119.40 ↓ -32%
BCBS Anthem Blue Preferred HMO/POS $119.97 ↓ -32%
BCBS Anthem Blue Access PPO $129.40 ↓ -27%
Aetna Medicare Managed Care Plan $200.96 ↑ +14%
Aetna Gold Advantage Medicare Managed Care Plan $202.97 ↑ +15%
UnitedHealthCare Medicare Managed Care Plan $203.93 ↑ +16%
BCBS Anthem Medicare Managed Care Plan $203.97 ↑ +16%
Humana Medicare Managed Care Plan $204.37 ↑ +16%
Aetna Advantra Medicare Managed Care Plan $207.99 ↑ +18%
Oscar Exchange $241.15 ↑ +37%
Cigna OAP Other Commercial Plan $279.00 ↑ +58%
UnitedHealthCare St. Louis University Employee $541.00 ↑ +207%
UnitedHealthCare All Commercial Plans $719.00 ↑ +308%
UnitedHealthCare Options PPO $932.00 ↑ +429%
Ambetter Exchange $2,167.00 ↑ +1130%
Healthlink Employers Choice All Commercial Plans $2,302.00 ↑ +1206%
Aetna Carelink Other Commercial Plan $2,444.00 ↑ +1287%
Aetna NBD Other Commercial Plan $3,760.00 ↑ +2034%
Healthlink HMO $3,829.00 ↑ +2073%
Aetna All Commercial Plans $4,261.00 ↑ +2318%

Visitor-reported prices

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Cryosurgery penis lesion(s) 54056 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $176.22 $116.20 – $2,302.00
SSM Health DePaul Hospital - St. Louis Bridgeton $176.22 $116.20 – $2,302.00
SSM Health Saint Louis University Hospital Saint Louis $176.22 $133.42 – $3,085.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $176.22 $116.20 – $2,444.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $176.22 $116.20 – $2,302.00
Mercy Hospital Lincoln Troy $89.05 $237.15 – $260.86
Mercy Hospital Southeast Cape Girardeau $89.05 $132.63 – $787.09
SSM Health St. Clare Hospital - Fenton Fenton $176.22 $116.20 – $2,302.00

All Missouri hospitals for this procedure →