Colposcopy/cervix/inc up/adjacent vag 57452 at SSM Health St. Joseph Hospital - St. Charles

300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$309.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$562.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.69 with BCBS vs $3,829.00 with Healthlink — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $97.69 ↓ -68%
BCBS Anthem Blue Access Choice PPO $100.39 ↓ -68%
BCBS Anthem Blue Preferred HMO/POS $100.87 ↓ -67%
BCBS Anthem Blue Access PPO $108.79 ↓ -65%
Aetna Medicare Managed Care Plan $202.50 ↓ -34%
Aetna Gold Advantage Medicare Managed Care Plan $204.52 ↓ -34%
UnitedHealthCare Medicare Managed Care Plan $205.49 ↓ -34%
BCBS Anthem Medicare Managed Care Plan $205.53 ↓ -34%
Humana Medicare Managed Care Plan $205.94 ↓ -33%
Aetna Advantra Medicare Managed Care Plan $209.58 ↓ -32%
Oscar Exchange $243.00 ↓ -21%
UnitedHealthCare St. Louis University Employee $541.00 ↑ +75%
UnitedHealthCare All Commercial Plans $719.00 ↑ +133%
UnitedHealthCare Options PPO $932.00 ↑ +202%
Aetna Carelink Other Commercial Plan $1,944.00 ↑ +529%
Cigna OAP Other Commercial Plan $2,004.00 ↑ +548%
Ambetter Exchange $2,167.00 ↑ +601%
Healthlink Employers Choice All Commercial Plans $2,302.00 ↑ +645%
Aetna NBD Other Commercial Plan $2,835.00 ↑ +817%
Aetna All Commercial Plans $3,213.00 ↑ +939%
Healthlink HMO $3,829.00 ↑ +1139%

Visitor-reported prices

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Colposcopy/cervix/inc up/adjacent vag 57452 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $309.10 $97.69 – $2,302.00
SSM Health DePaul Hospital - St. Louis Bridgeton $309.10 $97.69 – $2,302.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $309.10 $97.69 – $2,302.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $309.10 $97.69 – $2,302.00
SSM Health St. Clare Hospital - Fenton Fenton $309.10 $97.69 – $2,302.00
SSM Health Cardinal Glennon Children's Hospital Saint Louis $275.55 $95.43 – $3,868.00
SSM Health Saint Louis University Hospital Saint Louis not published $112.18 – $3,085.00
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $201.38 – $2,277.00

All Missouri hospitals for this procedure →