Cardiac perf spect sgl/ef/wm rst/strs at SSM Health St. Joseph Hospital - St. Charles
300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146
$1,923.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,498.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$286.80 with BCBS vs $2,677.18 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $286.80 | ↓ -85% |
| BCBS | Anthem Blue Access Choice PPO | $294.71 | ↓ -85% |
| BCBS | Anthem Blue Preferred HMO/POS | $296.11 | ↓ -85% |
| BCBS | Anthem Blue Access PPO | $319.37 | ↓ -83% |
| Cigna | OAP Other Commercial Plan | $432.13 | ↓ -78% |
| Healthlink | Employers Choice All Commercial Plans | $875.24 | ↓ -55% |
| Healthlink | HMO | $875.24 | ↓ -55% |
| Aetna | Medicare Managed Care Plan | $1,296.74 | ↓ -33% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $1,309.71 | ↓ -32% |
| UnitedHealthCare | Medicare Managed Care Plan | $1,315.93 | ↓ -32% |
| BCBS | Anthem Medicare Managed Care Plan | $1,316.19 | ↓ -32% |
| Humana | Medicare Managed Care Plan | $1,318.78 | ↓ -31% |
| Aetna | Advantra Medicare Managed Care Plan | $1,342.12 | ↓ -30% |
| Oscar | Exchange | $1,556.09 | ↓ -19% |
| UnitedHealthCare | Options PPO | $2,611.88 | ↑ +36% |
| UnitedHealthCare | St. Louis University Employee | $2,677.18 | ↑ +39% |
| UnitedHealthCare | All Commercial Plans | $2,677.18 | ↑ +39% |
Visitor-reported prices
Comments
Cardiac perf spect sgl/ef/wm rst/strs at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,923.90 | $286.80 – $1,556.09 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,923.90 | $286.80 – $1,556.09 |
| SSM Health Saint Louis University Hospital | Saint Louis | $2,035.00 | $329.31 – $1,658.54 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,923.90 | $286.80 – $2,611.88 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,923.90 | $286.80 – $1,556.09 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $2,432.76 | $476.88 – $2,334.13 |
| Mercy Hospital Aurora | Aurora | $2,072.20 | $138.07 – $1,713.87 |
| Mercy Hospital Lincoln | Troy | $2,185.95 | $686.24 – $1,713.87 |