Calcium ionized at SSM Health St. Joseph Hospital - St. Charles
300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146
$57.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$105.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.68 with UnitedHealthCare vs $56.38 with Healthlink — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UnitedHealthCare | Options PPO | $13.68 | ↓ -76% |
| Oscar | Exchange | $13.68 | ↓ -76% |
| UnitedHealthCare | St. Louis University Employee | $13.68 | ↓ -76% |
| UnitedHealthCare | All Commercial Plans | $13.68 | ↓ -76% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $13.82 | ↓ -76% |
| UnitedHealthCare | Medicare Managed Care Plan | $13.88 | ↓ -76% |
| BCBS | Anthem Medicare Managed Care Plan | $13.89 | ↓ -76% |
| Humana | Medicare Managed Care Plan | $13.91 | ↓ -76% |
| Aetna | Advantra Medicare Managed Care Plan | $14.16 | ↓ -75% |
| BCBS | Anthem Pathway Exchange | $19.42 | ↓ -66% |
| BCBS | Anthem Blue Access Choice PPO | $19.96 | ↓ -65% |
| BCBS | Anthem Blue Preferred HMO/POS | $20.05 | ↓ -65% |
| BCBS | Anthem Blue Access PPO | $21.63 | ↓ -63% |
| Cigna | OAP Other Commercial Plan | $22.87 | ↓ -60% |
| Healthlink | HMO | $56.38 | ↓ -2% |
| Healthlink | Employers Choice All Commercial Plans | $56.38 | ↓ -2% |
Visitor-reported prices
Comments
Calcium ionized at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $57.75 | $13.68 – $56.38 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $57.75 | $13.68 – $56.38 |
| SSM Health Saint Louis University Hospital | Saint Louis | $88.00 | $13.41 – $29.20 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $57.75 | $13.68 – $56.38 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $57.75 | $13.68 – $56.38 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $86.35 | $12.31 – $24.62 |
| Mercy Hospital Aurora | Aurora | $83.20 | $11.63 – $18.96 |
| Mercy Hospital Lincoln | Troy | $129.35 | $13.68 – $19.36 |