Abd aorta w/runoff s&i at SSM Health St. Joseph Hospital - St. Charles
300 1St Capitol Dr, Saint Charles, MO · SSM Health · · NPI 1467521146
$2,633.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,788.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$82.45 with BCBS vs $5,866.40 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $82.45 | ↓ -97% |
| BCBS | Anthem Blue Access Choice PPO | $84.72 | ↓ -97% |
| BCBS | Anthem Blue Preferred HMO/POS | $85.12 | ↓ -97% |
| BCBS | Anthem Blue Access PPO | $91.81 | ↓ -97% |
| Cigna | OAP Other Commercial Plan | $110.32 | ↓ -96% |
| Healthlink | Employers Choice All Commercial Plans | $251.61 | ↓ -90% |
| Healthlink | HMO | $251.61 | ↓ -90% |
| Aetna | Medicare Managed Care Plan | $3,162.58 | ↑ +20% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $3,194.20 | ↑ +21% |
| UnitedHealthCare | Medicare Managed Care Plan | $3,209.38 | ↑ +22% |
| BCBS | Anthem Medicare Managed Care Plan | $3,210.02 | ↑ +22% |
| Humana | Medicare Managed Care Plan | $3,216.34 | ↑ +22% |
| Aetna | Advantra Medicare Managed Care Plan | $3,273.27 | ↑ +24% |
| Oscar | Exchange | $3,795.09 | ↑ +44% |
| UnitedHealthCare | Options PPO | $5,723.32 | ↑ +117% |
| UnitedHealthCare | St. Louis University Employee | $5,866.40 | ↑ +123% |
| UnitedHealthCare | All Commercial Plans | $5,866.40 | ↑ +123% |
Visitor-reported prices
Comments
Abd aorta w/runoff s&i at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $2,633.40 | $82.45 – $3,795.09 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $2,633.40 | $82.45 – $3,795.09 |
| SSM Health Saint Louis University Hospital | Saint Louis | $4,776.20 | $94.67 – $3,795.09 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $2,633.40 | $82.45 – $5,723.32 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $2,633.40 | $82.45 – $3,795.09 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $4,666.86 | $164.46 – $5,692.64 |
| Mercy Hospital Southeast | Cape Girardeau | $2,503.15 | $54.58 – $20,290.72 |
| Mercy Orthopedic Hospital Springfield | Ozark | $3,450.20 | $53.83 – $9,532.99 |