Ther nma rdctj intus/obstrcj at SSM Health St. Mary's Hospital - St. Louis
6420 Clayton Rd, Richmond Heights, MO · SSM Health · · NPI 1780763284
$475.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$864.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$102.16 with BCBS vs $366.03 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $102.16 | ↓ -79% |
| BCBS | Anthem Blue Access Choice PPO | $104.98 | ↓ -78% |
| BCBS | Anthem Blue Preferred HMO/POS | $105.48 | ↓ -78% |
| BCBS | Anthem Blue Access PPO | $113.77 | ↓ -76% |
| Aetna | Medicare Managed Care Plan | $175.68 | ↓ -63% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $177.44 | ↓ -63% |
| UnitedHealthCare | Medicare Managed Care Plan | $178.28 | ↓ -62% |
| BCBS | Anthem Medicare Managed Care Plan | $178.32 | ↓ -62% |
| Humana | Medicare Managed Care Plan | $178.67 | ↓ -62% |
| Oscar | Exchange | $210.82 | ↓ -56% |
| Cigna | OAP Other Commercial Plan | $270.96 | ↓ -43% |
| Healthlink | HMO | $326.40 | ↓ -31% |
| Healthlink | Employers Choice All Commercial Plans | $326.40 | ↓ -31% |
| UnitedHealthCare | Options PPO | $357.10 | ↓ -25% |
| UnitedHealthCare | St. Louis University Employee | $366.03 | ↓ -23% |
| UnitedHealthCare | All Commercial Plans | $366.03 | ↓ -23% |
Visitor-reported prices
Comments
Ther nma rdctj intus/obstrcj at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $475.20 | $102.16 – $326.40 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $475.20 | $102.16 – $326.40 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $475.20 | $102.16 – $357.10 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $475.20 | $102.16 – $326.40 |
| Mercy Orthopedic Hospital Springfield | Ozark | $897.65 | $31.00 – $879.13 |
| SSM Health St. Clare Hospital - Fenton | Fenton | $475.20 | $102.16 – $326.40 |
| SSM Health Cardinal Glennon Children's Hospital | Saint Louis | $1,051.05 | $99.80 – $327.57 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $117.31 – $270.96 |