Spleen imaging at SSM Health St. Mary's Hospital - St. Louis

6420 Clayton Rd, Richmond Heights, MO · SSM Health · · NPI 1780763284

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$495.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$901.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$200.05 with BCBS vs $773.10 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $200.05 ↓ -60%
BCBS Anthem Blue Access Choice PPO $205.56 ↓ -59%
BCBS Anthem Blue Preferred HMO/POS $206.54 ↓ -58%
BCBS Anthem Blue Access PPO $222.77 ↓ -55%
Cigna OAP Other Commercial Plan $243.48 ↓ -51%
Aetna Medicare Managed Care Plan $400.42 ↓ -19%
Aetna Gold Advantage Medicare Managed Care Plan $404.42 ↓ -18%
UnitedHealthCare Medicare Managed Care Plan $406.34 ↓ -18%
BCBS Anthem Medicare Managed Care Plan $406.42 ↓ -18%
Humana Medicare Managed Care Plan $407.22 ↓ -18%
Oscar Exchange $480.50 ↓ -3%
Healthlink HMO $492.48 ↓ -1%
Healthlink Employers Choice All Commercial Plans $492.48 ↓ -1%
UnitedHealthCare Options PPO $754.24 ↑ +52%
UnitedHealthCare All Commercial Plans $773.10 ↑ +56%
UnitedHealthCare St. Louis University Employee $773.10 ↑ +56%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Spleen imaging at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $495.55 $200.05 – $492.48
SSM Health DePaul Hospital - St. Louis Bridgeton $495.55 $200.05 – $492.48
SSM Health Saint Louis University Hospital Saint Louis $494.45 $229.70 – $480.50
SSM Health St. Joseph Hospital- Wentzville Wentzville $495.55 $200.05 – $754.24
SSM Health St. Joseph Hospital - St. Charles Saint Charles $495.55 $200.05 – $492.48
Mercy Orthopedic Hospital Springfield Ozark $1,515.15 $38.00 – $1,345.10
SSM Health St. Clare Hospital - Fenton Fenton $495.55 $200.05 – $492.48
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $322.42 – $720.75

All Missouri hospitals for this procedure →