Prq tcat plmt ntrac st 1 les at SSM Health St. Mary's Hospital - St. Louis
6420 Clayton Rd, Richmond Heights, MO · SSM Health · · NPI 1780763284
$13,547.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$24,631.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$655.28 with BCBS vs $43,282.00 with Healthlink — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $655.28 | ↓ -95% |
| BCBS | Anthem Blue Access Choice PPO | $673.35 | ↓ -95% |
| BCBS | Anthem Blue Preferred HMO/POS | $676.55 | ↓ -95% |
| BCBS | Anthem Blue Access PPO | $729.70 | ↓ -95% |
| Aetna | Carelink Other Commercial Plan | $10,518.00 | ↓ -22% |
| Aetna | Medicare Managed Care Plan | $11,562.83 | ↓ -15% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $11,678.46 | ↓ -14% |
| UnitedHealthCare | Medicare Managed Care Plan | $11,733.96 | ↓ -13% |
| BCBS | Anthem Medicare Managed Care Plan | $11,736.27 | ↓ -13% |
| Humana | Medicare Managed Care Plan | $11,759.40 | ↓ -13% |
| Ambetter | Exchange | $12,450.00 | ↓ -8% |
| Aetna | NBD Other Commercial Plan | $12,942.00 | ↓ -4% |
| Oscar | Exchange | $13,875.39 | ↑ +2% |
| UnitedHealthCare | St. Louis University Employee | $14,383.00 | ↑ +6% |
| Aetna | All Commercial Plans | $14,666.00 | ↑ +8% |
| Healthlink | Employers Choice All Commercial Plans | $14,864.00 | ↑ +10% |
| UnitedHealthCare | All Commercial Plans | $15,920.00 | ↑ +18% |
| UnitedHealthCare | Options PPO | $18,468.00 | ↑ +36% |
| Cigna | OAP Other Commercial Plan | $18,730.00 | ↑ +38% |
| Healthlink | HMO | $24,723.00 | ↑ +82% |
| Healthlink | PPO | $43,282.00 | ↑ +219% |
Visitor-reported prices
Comments
Prq tcat plmt ntrac st 1 les at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $13,547.05 | $655.28 – $18,730.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $13,547.05 | $655.28 – $18,730.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | $13,750.00 | $752.41 – $18,971.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $13,547.05 | $655.28 – $18,730.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $13,547.05 | $655.28 – $18,730.00 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $9,287.96 | $1,111.29 – $20,813.09 |
| Mercy Hospital Southeast | Cape Girardeau | $14,674.40 | $444.84 – $74,185.64 |
| Mercy Orthopedic Hospital Springfield | Ozark | $15,092.35 | $320.00 – $21,876.07 |