Impl neurostim electr perc at SSM Health St. Mary's Hospital - St. Louis
6420 Clayton Rd, Richmond Heights, MO · SSM Health · · NPI 1780763284
$4,898.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,906.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$439.96 with BCBS vs $10,728.00 with UnitedHealthCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $439.96 | ↓ -91% |
| BCBS | Anthem Blue Access Choice PPO | $452.10 | ↓ -91% |
| BCBS | Anthem Blue Preferred HMO/POS | $454.25 | ↓ -91% |
| BCBS | Anthem Blue Access PPO | $489.93 | ↓ -90% |
| Healthlink | Employers Choice All Commercial Plans | $1,628.00 | ↓ -67% |
| Aetna | Carelink Other Commercial Plan | $1,944.00 | ↓ -60% |
| Ambetter | Exchange | $2,167.00 | ↓ -56% |
| Healthlink | HMO | $2,709.00 | ↓ -45% |
| Aetna | NBD Other Commercial Plan | $2,835.00 | ↓ -42% |
| Aetna | All Commercial Plans | $3,213.00 | ↓ -34% |
| Oscar | Exchange | $3,886.00 | ↓ -21% |
| Aetna | Medicare Managed Care Plan | $6,383.28 | ↑ +30% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $6,447.12 | ↑ +32% |
| UnitedHealthCare | Medicare Managed Care Plan | $6,477.76 | ↑ +32% |
| BCBS | Anthem Medicare Managed Care Plan | $6,479.03 | ↑ +32% |
| Humana | Medicare Managed Care Plan | $6,491.80 | ↑ +33% |
| UnitedHealthCare | St. Louis University Employee | $8,028.00 | ↑ +64% |
| Cigna | OAP Other Commercial Plan | $8,775.00 | ↑ +79% |
| UnitedHealthCare | All Commercial Plans | $9,154.00 | ↑ +87% |
| UnitedHealthCare | Options PPO | $10,728.00 | ↑ +119% |
Visitor-reported prices
Comments
Impl neurostim electr perc at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $4,898.30 | $439.96 – $8,775.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $4,898.30 | $439.96 – $8,775.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | $5,705.15 | $505.18 – $7,960.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $4,898.30 | $439.96 – $8,775.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $4,898.30 | $439.96 – $8,775.00 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $4,950.69 | $2,277.00 – $11,489.91 |
| Mercy Hospital Lincoln | Troy | $5,172.05 | $7,832.65 – $8,615.92 |
| Mercy Hospital Carthage | Carthage | $12,083.80 | $2.00 – $13,022.06 |