Ablation cardiac vagal inputs atrium at SSM Health St. Mary's Hospital - St. Louis

6420 Clayton Rd, Richmond Heights, MO · SSM Health · · NPI 1780763284

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$4,773.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,679.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$128.88 with Aetna vs $932.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $128.88 ↓ -97%
Aetna Gold Advantage Medicare Managed Care Plan $130.17 ↓ -97%
UnitedHealthCare Medicare Managed Care Plan $130.79 ↓ -97%
BCBS Anthem Medicare Managed Care Plan $130.81 ↓ -97%
Humana Medicare Managed Care Plan $131.07 ↓ -97%
Oscar Exchange $154.66 ↓ -97%
UnitedHealthCare St. Louis University Employee $541.00 ↓ -89%
UnitedHealthCare All Commercial Plans $719.00 ↓ -85%
UnitedHealthCare Options PPO $932.00 ↓ -80%

Visitor-reported prices

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Ablation cardiac vagal inputs atrium at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $4,773.45 $128.88 – $154.66
SSM Health DePaul Hospital - St. Louis Bridgeton $4,773.45 $128.88 – $154.66
SSM Health Saint Louis University Hospital Saint Louis $4,649.70 $126.30 – $537.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $4,773.45 $541.00 – $541.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $4,773.45 $128.88 – $154.66
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $2,409.51 $128.17 – $231.99
Mercy Hospital Southeast Cape Girardeau $23,396.75 $85.06 – $826.91
Mercy Orthopedic Hospital Springfield Ozark $4,519.45 $83.79 – $243.83

All Missouri hospitals for this procedure →