X-ray sternum > 2 views at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$720.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$720.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.17 with CorVel Corporation vs $720.90 with Anthem MissouriCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation KSWC $31.17 ↓ -96%
OHA Network KansasWCOMP $31.49 ↓ -96%
United KSMGMCD $48.74 ↓ -93%
HealthyBlue MGMCD $49.71 ↓ -93%
Sunflower State Health Plan MCD $50.20 ↓ -93%
Aetna Better Health MCD $50.69 ↓ -93%
Unicare MGMCD $50.69 ↓ -93%
Home State Health Plan MCD $50.69 ↓ -93%
Amerigroup MGMCD $50.69 ↓ -93%
United MOMGMCD $53.61 ↓ -93%
Aetna Coventry FamilyHealthPlanMCD $71.77 ↓ -90%
Ambetter Commercial-Exchange $134.09 ↓ -81%
NHC Advantage MGMCD $136.97 ↓ -81%
NHC Advantage MGMCR $136.97 ↓ -81%
United OptionsPPO $180.95 ↓ -75%
United AllPayerAppendix $182.03 ↓ -75%
Universal Healthcare MCR $187.43 ↓ -74%
Humana ASO $243.66 ↓ -66%
Humana HMO $243.66 ↓ -66%
Humana EPO $243.66 ↓ -66%
BCBS FreedomNetworkSelect $273.94 ↓ -62%
BCBS Blue-Care(HMO) $273.94 ↓ -62%
BCBS BlueAccess $273.94 ↓ -62%
BCBS Preferred-CareBlue(PPO) $273.94 ↓ -62%
BCBS FreedomNetwork $295.57 ↓ -59%
Humana PPO $309.99 ↓ -57%
BCBS PC $309.99 ↓ -57%
Humana POS $309.99 ↓ -57%
College Park Family Care Center COMM $309.99 ↓ -57%
United GlobalBenefitPlan $324.40 ↓ -55%
Aetna IVLHIX $342.43 ↓ -52%
OHA Network MissouriWCOMP $360.45 ↓ -50%
Oscar HIX $360.45 ↓ -50%
Aetna KCCarePlus $379.91 ↓ -47%
Cigna LocalKC $411.78 ↓ -43%
BCBS Participating $461.38 ↓ -36%
BCBS Traditional $461.38 ↓ -36%
Aetna Local $483.00 ↓ -33%
Cigna SureFit/LocalPlus $514.36 ↓ -29%
Cigna Comm $514.72 ↓ -29%
WPPA ProviDrs Care Network UnifiedHealthPlan $540.67 ↓ -25%
Aetna NAP $546.44 ↓ -24%
Aetna National $552.21 ↓ -23%
Multiplan PrimaryNetwork $562.30 ↓ -22%
Coventry KC MO WCOMP $575.28 ↓ -20%
Coventry WCOMP $575.28 ↓ -20%
CorVel Corporation MOWC $612.76 ↓ -15%
CCO, Inc. WORKERSCOMPPPO $612.76 ↓ -15%
CCO, Inc. COMM $612.76 ↓ -15%
Aetna FHMedicalRental $630.79 ↓ -12%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $648.81 ↓ -10%
Anthem MissouriCare MissouriCareMGMCD $720.90 ↑ +0%

Visitor-reported prices

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X-ray sternum > 2 views at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $256.30 $19.02 – $104.60
SSM Health DePaul Hospital - St. Louis Bridgeton $256.30 $19.02 – $104.60
SSM Health Saint Louis University Hospital Saint Louis $151.25 $21.84 – $104.60
SSM Health St. Joseph Hospital- Wentzville Wentzville $256.30 $19.02 – $161.80
SSM Health St. Joseph Hospital - St. Charles Saint Charles $256.30 $19.02 – $104.60
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $256.30 $19.02 – $104.60
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $293.70 $36.94 – $156.90
Mercy Hospital Aurora Aurora $269.75 $14.00 – $115.59

All Missouri hospitals for this procedure →