Therapy Exercise Session (each 15 minutes) at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.90 with Humana vs $269.28 with Anthem MissouriCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana MCR $23.90 —
United KSMGMCD $28.04 —
HealthyBlue MGMCD $28.60 —
Sunflower State Health Plan MCD $28.88 —
Unicare MGMCD $29.16 —
Amerigroup MGMCD $29.16 —
Aetna Better Health MCD $29.16 —
CorVel Corporation KSWC $40.44 —
OHA Network KansasWCOMP $40.86 —
Ambetter Commercial-Exchange $50.09 —
NHC Advantage MGMCD $51.16 —
NHC Advantage MGMCR $51.16 —
United OptionsPPO $65.70 —
Aetna Coventry FamilyHealthPlanMCD $70.01 —
Universal Healthcare MCR $70.01 —
Humana HMO $90.21 —
BCBS Preferred-CareBlue(PPO) $102.33 —
BCBS BlueAccess $102.33 —
BCBS Blue-Care(HMO) $102.33 —
BCBS FreedomNetworkSelect $102.33 —
BCBS FreedomNetwork $110.40 —
BCBS PC $115.79 —
College Park Family Care Center COMM $115.79 —
United GlobalBenefitPlan $121.18 —
Aetna IVLHIX $127.91 —
OHA Network MissouriWCOMP $134.64 —
Oscar HIX $134.64 —
Humana PPO $139.76 —
Aetna KCCarePlus $141.91 —
Cigna LocalKC $153.22 —
BCBS Participating $172.34 —
BCBS Traditional $172.34 —
Aetna Local $180.42 —
Cigna Comm $191.54 —
Cigna SureFit/LocalPlus $192.13 —
Aetna NAP $204.11 —
WPPA ProviDrs Care Network UnifiedHealthPlan $204.65 —
Aetna National $206.27 —
Multiplan PrimaryNetwork $210.04 —
Coventry KC MO WCOMP $214.89 —
Coventry WCOMP $214.89 —
CCO, Inc. WORKERSCOMPPPO $228.89 —
CCO, Inc. COMM $228.89 —
CorVel Corporation MOWC $228.89 —
Aetna FHMedicalRental $235.62 —
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $242.35 —
Anthem MissouriCare MissouriCareMGMCD $269.28 —

Visitor-reported prices

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Therapy Exercise Session (each 15 minutes) at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $95.15 $27.16 – $32.59
SSM Health DePaul Hospital - St. Louis Bridgeton $95.15 $27.16 – $32.59
SSM Health Saint Louis University Hospital Saint Louis $88.00 $26.62 – $32.59
SSM Health St. Joseph Hospital- Wentzville Wentzville $95.15 $33.43 – $33.43
SSM Health St. Joseph Hospital - St. Charles Saint Charles $95.15 $27.16 – $32.59
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $95.15 $27.16 – $32.59
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $75.35 $27.01 – $48.89
Mercy Hospital Aurora Aurora $68.90 $21.76 – $38.98

All Missouri hospitals for this procedure →