Pet image ltd area at LAFAYETTE REGIONAL HEALTH CENTER
1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$901.83 with CorVel Corporation vs $22,576.24 with Anthem MissouriCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | KSWC | $901.83 | — |
| OHA Network | KansasWCOMP | $911.03 | — |
| United | KSMGMCD | $983.87 | — |
| HealthyBlue | MGMCD | $1,003.55 | — |
| Sunflower State Health Plan | MCD | $1,013.39 | — |
| Aetna Better Health | MCD | $1,023.22 | — |
| Unicare | MGMCD | $1,023.22 | — |
| Home State Health Plan | MCD | $1,023.22 | — |
| Amerigroup | MGMCD | $1,023.22 | — |
| United | MOMGMCD | $1,082.26 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $1,159.50 | — |
| United | AllPayerAppendix | $2,938.37 | — |
| Ambetter | Commercial-Exchange | $4,199.18 | — |
| NHC Advantage | MGMCD | $4,289.49 | — |
| NHC Advantage | MGMCR | $4,289.49 | — |
| United | OptionsPPO | $5,666.64 | — |
| Universal Healthcare | MCR | $5,869.82 | — |
| Humana | ASO | $7,630.77 | — |
| Humana | HMO | $7,630.77 | — |
| Humana | EPO | $7,630.77 | — |
| BCBS | FreedomNetworkSelect | $8,578.97 | — |
| BCBS | Blue-Care(HMO) | $8,578.97 | — |
| BCBS | BlueAccess | $8,578.97 | — |
| BCBS | Preferred-CareBlue(PPO) | $8,578.97 | — |
| BCBS | FreedomNetwork | $9,256.26 | — |
| Humana | PPO | $9,707.78 | — |
| BCBS | PC | $9,707.78 | — |
| Humana | POS | $9,707.78 | — |
| College Park Family Care Center | COMM | $9,707.78 | — |
| United | GlobalBenefitPlan | $10,159.31 | — |
| Aetna | IVLHIX | $10,723.71 | — |
| OHA Network | MissouriWCOMP | $11,288.12 | — |
| Oscar | HIX | $11,288.12 | — |
| Aetna | KCCarePlus | $11,897.68 | — |
| Cigna | LocalKC | $12,895.55 | — |
| BCBS | Participating | $14,448.79 | — |
| BCBS | Traditional | $14,448.79 | — |
| Aetna | Local | $15,126.08 | — |
| Cigna | SureFit/LocalPlus | $16,108.15 | — |
| Cigna | Comm | $16,119.44 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $16,932.18 | — |
| Aetna | NAP | $17,112.79 | — |
| Aetna | National | $17,293.40 | — |
| Multiplan | PrimaryNetwork | $17,609.47 | — |
| Coventry KC MO | WCOMP | $18,015.84 | — |
| Coventry | WCOMP | $18,015.84 | — |
| CorVel Corporation | MOWC | $19,189.80 | — |
| CCO, Inc. | WORKERSCOMPPPO | $19,189.80 | — |
| CCO, Inc. | COMM | $19,189.80 | — |
| Aetna | FHMedicalRental | $19,754.21 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $20,318.62 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $22,576.24 | — |
Visitor-reported prices
Comments
Pet image ltd area at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Orthopedic Hospital Springfield | Ozark | $6,535.75 | $983.87 – $4,599.47 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $1,282.26 – $1,556.09 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $1,282.26 – $1,556.09 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $1,270.80 – $5,179.08 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $1,282.26 – $2,611.88 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $1,282.26 – $1,556.09 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | not published | $1,282.26 – $1,556.09 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | not published | $1,289.61 – $2,334.13 |