Neck MRA (blood vessel MRI, with and without contrast) at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$12,106.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,106.28

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.69 with United vs $12,106.28 with Anthem MissouriCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United KSMGMCD $206.69 ↓ -98%
HealthyBlue MGMCD $210.82 ↓ -98%
Sunflower State Health Plan MCD $212.89 ↓ -98%
Aetna Better Health MCD $214.96 ↓ -98%
Amerigroup MGMCD $214.96 ↓ -98%
Unicare MGMCD $214.96 ↓ -98%
Home State Health Plan MCD $214.96 ↓ -98%
United MOMGMCD $227.36 ↓ -98%
Aetna Coventry FamilyHealthPlanMCD $326.74 ↓ -97%
CorVel Corporation KSWC $662.06 ↓ -95%
OHA Network KansasWCOMP $668.81 ↓ -94%
United AllPayerAppendix $828.27 ↓ -93%
Ambetter Commercial-Exchange $2,251.77 ↓ -81%
NHC Advantage MGMCR $2,300.19 ↓ -81%
NHC Advantage MGMCD $2,300.19 ↓ -81%
United OptionsPPO $3,038.68 ↓ -75%
Universal Healthcare MCR $3,147.63 ↓ -74%
Humana ASO $4,091.92 ↓ -66%
Humana EPO $4,091.92 ↓ -66%
Humana HMO $4,091.92 ↓ -66%
BCBS BlueAccess $4,600.39 ↓ -62%
BCBS Blue-Care(HMO) $4,600.39 ↓ -62%
BCBS Preferred-CareBlue(PPO) $4,600.39 ↓ -62%
BCBS FreedomNetworkSelect $4,600.39 ↓ -62%
BCBS FreedomNetwork $4,963.57 ↓ -59%
Humana PPO $5,205.70 ↓ -57%
Humana POS $5,205.70 ↓ -57%
BCBS PC $5,205.70 ↓ -57%
College Park Family Care Center COMM $5,205.70 ↓ -57%
United GlobalBenefitPlan $5,447.83 ↓ -55%
Aetna IVLHIX $5,750.48 ↓ -53%
Oscar HIX $6,053.14 ↓ -50%
OHA Network MissouriWCOMP $6,053.14 ↓ -50%
Aetna KCCarePlus $6,380.01 ↓ -47%
Cigna LocalKC $6,915.11 ↓ -43%
BCBS Participating $7,748.02 ↓ -36%
BCBS Traditional $7,748.02 ↓ -36%
Aetna Local $8,111.21 ↓ -33%
Cigna SureFit/LocalPlus $8,637.83 ↓ -29%
Cigna Comm $8,643.88 ↓ -29%
WPPA ProviDrs Care Network UnifiedHealthPlan $9,079.71 ↓ -25%
Aetna NAP $9,176.56 ↓ -24%
Aetna National $9,273.41 ↓ -23%
Multiplan PrimaryNetwork $9,442.90 ↓ -22%
Coventry KC MO WCOMP $9,660.81 ↓ -20%
Coventry WCOMP $9,660.81 ↓ -20%
CorVel Corporation MOWC $10,290.34 ↓ -15%
CCO, Inc. WORKERSCOMPPPO $10,290.34 ↓ -15%
CCO, Inc. COMM $10,290.34 ↓ -15%
Aetna FHMedicalRental $10,593.00 ↓ -12%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $10,895.65 ↓ -10%
Anthem MissouriCare MissouriCareMGMCD $12,106.28 ↑ +0%

Visitor-reported prices

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Neck MRA (blood vessel MRI, with and without contrast) at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $1,725.90 $349.44 – $1,948.13
SSM Health DePaul Hospital - St. Louis Bridgeton $1,725.90 $349.44 – $1,948.13
SSM Health Saint Louis University Hospital Saint Louis $2,204.40 $342.45 – $1,879.56
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,725.90 $481.69 – $1,948.13
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,725.90 $349.44 – $1,948.13
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,725.90 $349.44 – $1,948.13
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $1,842.72 $347.51 – $628.99
Mercy Hospital Aurora Aurora $2,900.30 $206.69 – $468.85

All Missouri hospitals for this procedure →