MRA without cont, abd at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$5,738.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,738.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $5,738.91 with Anthem MissouriCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79 ↓ -91%
Ambetter Commercial-Exchange $1,067.44 ↓ -81%
NHC Advantage MGMCD $1,090.39 ↓ -81%
NHC Advantage MGMCR $1,090.39 ↓ -81%
HealthyBlue MGMCD $1,147.78 ↓ -80%
United OptionsPPO $1,440.47 ↓ -75%
Aetna Coventry FamilyHealthPlanMCD $1,492.12 ↓ -74%
Universal Healthcare MCR $1,492.12 ↓ -74%
Aetna Better Health MCD $1,721.67 ↓ -70%
Humana HMO $1,939.75 ↓ -66%
Humana EPO $1,939.75 ↓ -66%
Humana ASO $1,939.75 ↓ -66%
BCBS BlueAccess $2,180.79 ↓ -62%
BCBS Preferred-CareBlue(PPO) $2,180.79 ↓ -62%
BCBS FreedomNetworkSelect $2,180.79 ↓ -62%
BCBS Blue-Care(HMO) $2,180.79 ↓ -62%
BCBS FreedomNetwork $2,352.95 ↓ -59%
Humana POS $2,467.73 ↓ -57%
Humana PPO $2,467.73 ↓ -57%
College Park Family Care Center COMM $2,467.73 ↓ -57%
BCBS PC $2,467.73 ↓ -57%
United GlobalBenefitPlan $2,582.51 ↓ -55%
Aetna IVLHIX $2,725.98 ↓ -53%
Oscar HIX $2,869.45 ↓ -50%
OHA Network MissouriWCOMP $2,869.45 ↓ -50%
Aetna KCCarePlus $3,024.41 ↓ -47%
Cigna LocalKC $3,278.07 ↓ -43%
BCBS Traditional $3,672.90 ↓ -36%
BCBS Participating $3,672.90 ↓ -36%
Aetna Local $3,845.07 ↓ -33%
Cigna SureFit/LocalPlus $4,094.71 ↓ -29%
Cigna Comm $4,097.58 ↓ -29%
WPPA ProviDrs Care Network UnifiedHealthPlan $4,304.18 ↓ -25%
Aetna NAP $4,350.09 ↓ -24%
Aetna National $4,396.01 ↓ -23%
Multiplan PrimaryNetwork $4,476.35 ↓ -22%
Coventry KC MO WCOMP $4,579.65 ↓ -20%
Coventry WCOMP $4,579.65 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $4,878.07 ↓ -15%
CCO, Inc. COMM $4,878.07 ↓ -15%
CorVel Corporation MOWC $4,878.07 ↓ -15%
Aetna FHMedicalRental $5,021.55 ↓ -12%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $5,165.02 ↓ -10%
Anthem MissouriCare MissouriCareMGMCD $5,738.91 ↑ +0%

Visitor-reported prices

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MRA without cont, abd at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $1,045.00 $238.99 – $1,122.06
SSM Health DePaul Hospital - St. Louis Bridgeton $1,045.00 $238.99 – $1,122.06
SSM Health Saint Louis University Hospital Saint Louis $1,720.40 $234.21 – $1,082.56
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,045.00 $285.66 – $1,122.06
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,045.00 $238.99 – $1,122.06
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,045.00 $238.99 – $1,122.06
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $453.42 $237.67 – $430.18
Mercy Hospital Aurora Aurora $2,016.30 $246.40 – $317.33

All Missouri hospitals for this procedure →