Lower Back (Lumbar Spine) MRI (with and without contrast) at LAFAYETTE REGIONAL HEALTH CENTER
1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258
$6,205.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,205.11
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$206.69 with United vs $6,205.11 with Anthem MissouriCare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $206.69 | ↓ -97% |
| HealthyBlue | MGMCD | $210.82 | ↓ -97% |
| Sunflower State Health Plan | MCD | $212.89 | ↓ -97% |
| Aetna Better Health | MCD | $214.96 | ↓ -97% |
| Amerigroup | MGMCD | $214.96 | ↓ -97% |
| Unicare | MGMCD | $214.96 | ↓ -97% |
| Home State Health Plan | MCD | $214.96 | ↓ -97% |
| United | MOMGMCD | $227.36 | ↓ -96% |
| Aetna Coventry | FamilyHealthPlanMCD | $326.74 | ↓ -95% |
| CorVel Corporation | KSWC | $424.56 | ↓ -93% |
| OHA Network | KansasWCOMP | $428.89 | ↓ -93% |
| United | AllPayerAppendix | $828.27 | ↓ -87% |
| Ambetter | Commercial-Exchange | $1,154.15 | ↓ -81% |
| NHC Advantage | MGMCR | $1,178.97 | ↓ -81% |
| NHC Advantage | MGMCD | $1,178.97 | ↓ -81% |
| United | OptionsPPO | $1,557.48 | ↓ -75% |
| Universal Healthcare | MCR | $1,613.33 | ↓ -74% |
| Humana | ASO | $2,097.33 | ↓ -66% |
| Humana | EPO | $2,097.33 | ↓ -66% |
| Humana | HMO | $2,097.33 | ↓ -66% |
| BCBS | BlueAccess | $2,357.94 | ↓ -62% |
| BCBS | Blue-Care(HMO) | $2,357.94 | ↓ -62% |
| BCBS | Preferred-CareBlue(PPO) | $2,357.94 | ↓ -62% |
| BCBS | FreedomNetworkSelect | $2,357.94 | ↓ -62% |
| BCBS | FreedomNetwork | $2,544.10 | ↓ -59% |
| Humana | PPO | $2,668.20 | ↓ -57% |
| Humana | POS | $2,668.20 | ↓ -57% |
| BCBS | PC | $2,668.20 | ↓ -57% |
| College Park Family Care Center | COMM | $2,668.20 | ↓ -57% |
| United | GlobalBenefitPlan | $2,792.30 | ↓ -55% |
| Aetna | IVLHIX | $2,947.43 | ↓ -52% |
| Oscar | HIX | $3,102.55 | ↓ -50% |
| OHA Network | MissouriWCOMP | $3,102.55 | ↓ -50% |
| Aetna | KCCarePlus | $3,270.09 | ↓ -47% |
| Cigna | LocalKC | $3,544.36 | ↓ -43% |
| BCBS | Participating | $3,971.27 | ↓ -36% |
| BCBS | Traditional | $3,971.27 | ↓ -36% |
| Aetna | Local | $4,157.42 | ↓ -33% |
| Cigna | SureFit/LocalPlus | $4,427.35 | ↓ -29% |
| Cigna | Comm | $4,430.45 | ↓ -29% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $4,653.83 | ↓ -25% |
| Aetna | NAP | $4,703.47 | ↓ -24% |
| Aetna | National | $4,753.11 | ↓ -23% |
| Multiplan | PrimaryNetwork | $4,839.99 | ↓ -22% |
| Coventry KC MO | WCOMP | $4,951.68 | ↓ -20% |
| Coventry | WCOMP | $4,951.68 | ↓ -20% |
| CorVel Corporation | MOWC | $5,274.34 | ↓ -15% |
| CCO, Inc. | WORKERSCOMPPPO | $5,274.34 | ↓ -15% |
| CCO, Inc. | COMM | $5,274.34 | ↓ -15% |
| Aetna | FHMedicalRental | $5,429.47 | ↓ -13% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $5,584.60 | ↓ -10% |
| Anthem MissouriCare | MissouriCareMGMCD | $6,205.11 | ↑ +0% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $2,474.45 | $262.74 – $1,249.28 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $2,474.45 | $262.74 – $1,249.28 |
| SSM Health Saint Louis University Hospital | Saint Louis | $2,530.00 | $301.68 – $1,205.31 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $2,474.45 | $262.74 – $1,249.28 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $2,474.45 | $262.74 – $1,249.28 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $2,474.45 | $262.74 – $1,249.28 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,293.60 | $347.51 – $628.99 |
| Mercy Hospital Aurora | Aurora | $2,496.00 | $206.69 – $468.85 |