Clsd tx shoulder dislc/fx 23665 at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$1,445.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,445.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$268.77 with Ambetter vs $2,675.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Commercial-Exchange $268.77 ↓ -81%
United OptionsPPO $362.69 ↓ -75%
Aetna Coventry FamilyHealthPlanMCD $375.70 ↓ -74%
Universal Healthcare MCR $375.70 ↓ -74%
Humana ASO $488.41 ↓ -66%
Humana HMO $488.41 ↓ -66%
Humana EPO $488.41 ↓ -66%
United KSMGMCD $520.65 ↓ -64%
HealthyBlue MGMCD $531.06 ↓ -63%
Sunflower State Health Plan MCD $536.27 ↓ -63%
Home State Health Plan MCD $541.48 ↓ -63%
Aetna Better Health MCD $541.48 ↓ -63%
Amerigroup MGMCD $541.48 ↓ -63%
Unicare MGMCD $541.48 ↓ -63%
BCBS BlueAccess $549.10 ↓ -62%
BCBS FreedomNetworkSelect $549.10 ↓ -62%
BCBS Blue-Care(HMO) $549.10 ↓ -62%
BCBS Preferred-CareBlue(PPO) $549.10 ↓ -62%
United MOMGMCD $572.72 ↓ -60%
BCBS FreedomNetwork $592.45 ↓ -59%
College Park Family Care Center COMM $621.35 ↓ -57%
Humana PPO $621.35 ↓ -57%
Humana POS $621.35 ↓ -57%
BCBS PC $621.35 ↓ -57%
United GlobalBenefitPlan $650.25 ↓ -55%
Aetna IVLHIX $686.38 ↓ -52%
OHA Network MissouriWCOMP $722.50 ↓ -50%
Oscar HIX $722.50 ↓ -50%
Aetna KCCarePlus $761.51 ↓ -47%
Cigna LocalKC $825.38 ↓ -43%
BCBS Participating $924.80 ↓ -36%
BCBS Traditional $924.80 ↓ -36%
Aetna Local $968.15 ↓ -33%
Cigna SureFit/LocalPlus $1,031.01 ↓ -29%
Cigna Comm $1,031.73 ↓ -29%
WPPA ProviDrs Care Network UnifiedHealthPlan $1,083.75 ↓ -25%
Aetna NAP $1,095.31 ↓ -24%
Aetna National $1,106.87 ↓ -23%
Multiplan PrimaryNetwork $1,127.10 ↓ -22%
Coventry KC MO WCOMP $1,153.11 ↓ -20%
Coventry WCOMP $1,153.11 ↓ -20%
CCO, Inc. COMM $1,228.25 ↓ -15%
CCO, Inc. WORKERSCOMPPPO $1,228.25 ↓ -15%
CorVel Corporation MOWC $1,228.25 ↓ -15%
Aetna FHMedicalRental $1,264.38 ↓ -12%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $1,300.50 ↓ -10%
Anthem MissouriCare MissouriCareMGMCD $1,445.00 ↑ +0%
NHC Advantage MGMCD $2,550.00 ↑ +76%
NHC Advantage MGMCR $2,550.00 ↑ +76%
CorVel Corporation KSWC $2,645.69 ↑ +83%
OHA Network KansasWCOMP $2,672.68 ↑ +85%
United AllPayerAppendix $2,675.00 ↑ +85%

Visitor-reported prices

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Clsd tx shoulder dislc/fx 23665 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $1,515.80 $414.81 – $2,680.00
SSM Health DePaul Hospital - St. Louis Bridgeton $1,515.80 $414.81 – $2,680.00
SSM Health Saint Louis University Hospital Saint Louis $3,196.60 $476.29 – $2,187.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,515.80 $414.81 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,515.80 $414.81 – $2,680.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,515.80 $414.81 – $2,680.00
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $495.00 $1,601.73 – $2,899.06
Mercy Hospital Lincoln Troy $1,038.70 $1,910.05 – $2,101.05

All Missouri hospitals for this procedure →