Clsd tx/prox/mid phalnx fx/no manp 26720 at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$652.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$652.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.27 with Ambetter vs $2,550.00 with NHC Advantage — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter Commercial-Exchange $121.27 ↓ -81%
United OptionsPPO $163.65 ↓ -75%
Universal Healthcare MCR $169.52 ↓ -74%
Aetna Coventry FamilyHealthPlanMCD $169.52 ↓ -74%
Humana EPO $220.38 ↓ -66%
Humana HMO $220.38 ↓ -66%
Humana ASO $220.38 ↓ -66%
BCBS Blue-Care(HMO) $247.76 ↓ -62%
BCBS Preferred-CareBlue(PPO) $247.76 ↓ -62%
BCBS FreedomNetworkSelect $247.76 ↓ -62%
BCBS BlueAccess $247.76 ↓ -62%
BCBS FreedomNetwork $267.32 ↓ -59%
Humana POS $280.36 ↓ -57%
BCBS PC $280.36 ↓ -57%
College Park Family Care Center COMM $280.36 ↓ -57%
Humana PPO $280.36 ↓ -57%
United GlobalBenefitPlan $293.40 ↓ -55%
Aetna IVLHIX $309.70 ↓ -53%
United KSMGMCD $312.00 ↓ -52%
HealthyBlue MGMCD $318.24 ↓ -51%
Sunflower State Health Plan MCD $321.36 ↓ -51%
Amerigroup MGMCD $324.48 ↓ -50%
Aetna Better Health MCD $324.48 ↓ -50%
Unicare MGMCD $324.48 ↓ -50%
Home State Health Plan MCD $324.48 ↓ -50%
Oscar HIX $326.00 ↓ -50%
OHA Network MissouriWCOMP $326.00 ↓ -50%
United MOMGMCD $343.20 ↓ -47%
Aetna KCCarePlus $343.60 ↓ -47%
Cigna LocalKC $372.42 ↓ -43%
BCBS Traditional $417.28 ↓ -36%
BCBS Participating $417.28 ↓ -36%
CorVel Corporation KSWC $421.18 ↓ -35%
OHA Network KansasWCOMP $425.48 ↓ -35%
Aetna Local $436.84 ↓ -33%
Cigna SureFit/LocalPlus $465.20 ↓ -29%
Cigna Comm $465.53 ↓ -29%
WPPA ProviDrs Care Network UnifiedHealthPlan $489.00 ↓ -25%
Aetna NAP $494.22 ↓ -24%
Aetna National $499.43 ↓ -23%
Multiplan PrimaryNetwork $508.56 ↓ -22%
Coventry KC MO WCOMP $520.30 ↓ -20%
Coventry WCOMP $520.30 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $554.20 ↓ -15%
CorVel Corporation MOWC $554.20 ↓ -15%
CCO, Inc. COMM $554.20 ↓ -15%
Aetna FHMedicalRental $570.50 ↓ -13%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $586.80 ↓ -10%
Anthem MissouriCare MissouriCareMGMCD $652.00 ↑ +0%
United AllPayerAppendix $1,218.00 ↑ +87%
NHC Advantage MGMCD $2,550.00 ↑ +291%
NHC Advantage MGMCR $2,550.00 ↑ +291%

Visitor-reported prices

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Clsd tx/prox/mid phalnx fx/no manp 26720 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $534.05 $191.16 – $2,302.00
SSM Health DePaul Hospital - St. Louis Bridgeton $534.05 $191.16 – $2,302.00
SSM Health Saint Louis University Hospital Saint Louis $166.32 $219.50 – $3,085.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $534.05 $191.16 – $2,302.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $534.05 $191.16 – $2,302.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $534.05 $191.16 – $2,302.00
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $232.98 $245.71 – $2,277.00
Mercy Hospital Aurora Aurora $416.65 $109.98 – $314.93

All Missouri hospitals for this procedure →