Appl modality 1/> areas paraffin bath 97018 at LAFAYETTE REGIONAL HEALTH CENTER

1500 State St, Lexington, MO · Hcamidwest · · NPI 1679520258

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.62 with CorVel Corporation vs $113.55 with Anthem MissouriCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation KSWC $11.62
OHA Network KansasWCOMP $11.74
United KSMGMCD $13.96
HealthyBlue MGMCD $14.24
Sunflower State Health Plan MCD $14.38
Aetna Better Health MCD $14.52
Unicare MGMCD $14.52
Home State Health Plan MCD $14.52
Amerigroup MGMCD $14.52
United MOMGMCD $15.36
Ambetter Commercial-Exchange $21.12
NHC Advantage MGMCR $21.57
NHC Advantage MGMCD $21.57
United OptionsPPO $28.50
Aetna Coventry FamilyHealthPlanMCD $29.52
Universal Healthcare MCR $29.52
Humana EPO $38.38
Humana ASO $38.38
Humana HMO $38.38
BCBS Blue-Care(HMO) $43.15
BCBS BlueAccess $43.15
BCBS FreedomNetworkSelect $43.15
BCBS Preferred-CareBlue(PPO) $43.15
BCBS FreedomNetwork $46.56
BCBS PC $48.83
College Park Family Care Center COMM $48.83
Humana POS $48.83
Humana PPO $48.83
United GlobalBenefitPlan $51.10
Aetna IVLHIX $53.94
OHA Network MissouriWCOMP $56.77
Oscar HIX $56.77
Aetna KCCarePlus $59.84
Cigna LocalKC $64.86
BCBS Participating $72.67
BCBS Traditional $72.67
Aetna Local $76.08
Cigna SureFit/LocalPlus $81.02
Cigna Comm $81.07
WPPA ProviDrs Care Network UnifiedHealthPlan $85.16
Aetna NAP $86.07
Aetna National $86.98
Multiplan PrimaryNetwork $88.57
Coventry KC MO WCOMP $90.61
Coventry WCOMP $90.61
CorVel Corporation MOWC $96.52
CCO, Inc. WORKERSCOMPPPO $96.52
CCO, Inc. COMM $96.52
Aetna FHMedicalRental $99.36
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $102.19
Anthem MissouriCare MissouriCareMGMCD $113.55

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $56.65 $5.84 – $7.01
SSM Health DePaul Hospital - St. Louis Bridgeton $56.65 $5.84 – $7.01
SSM Health Saint Louis University Hospital Saint Louis $101.20 $5.72 – $7.01
SSM Health St. Joseph Hospital- Wentzville Wentzville $56.65 $11.24 – $11.24
SSM Health St. Joseph Hospital - St. Charles Saint Charles $56.65 $5.84 – $7.01
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $56.65 $5.84 – $7.01
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $59.28 $5.81 – $10.51
Mercy Hospital Aurora Aurora $59.15 $5.69 – $13.96

All Missouri hospitals for this procedure →