Ins/rpl ldless pm right vent w img & eval at SSM Health St. Joseph Hospital - Lake Saint Louis
100 Medical Plaza, Lake Saint Louis, MO · SSM Health · · NPI 1871665380
$10,969.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,944.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$524.73 with BCBS vs $23,151.35 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $524.73 | ↓ -95% |
| BCBS | Anthem Blue Access Choice PPO | $539.20 | ↓ -95% |
| BCBS | Anthem Blue Preferred HMO/POS | $541.76 | ↓ -95% |
| BCBS | Anthem Blue Access PPO | $584.32 | ↓ -95% |
| Ambetter | Exchange | $2,167.00 | ↓ -80% |
| Cigna | OAP Other Commercial Plan | $3,071.00 | ↓ -72% |
| Healthlink | Employers Choice All Commercial Plans | $5,327.00 | ↓ -51% |
| Aetna | Carelink Other Commercial Plan | $5,786.00 | ↓ -47% |
| Aetna | NBD Other Commercial Plan | $7,120.00 | ↓ -35% |
| UnitedHealthCare | St. Louis University Employee | $7,218.00 | ↓ -34% |
| UnitedHealthCare | All Commercial Plans | $7,990.00 | ↓ -27% |
| Aetna | All Commercial Plans | $8,068.00 | ↓ -26% |
| Healthlink | HMO | $8,861.00 | ↓ -19% |
| UnitedHealthCare | Options PPO | $9,096.00 | ↓ -17% |
| Aetna | Medicare Managed Care Plan | $19,292.79 | ↑ +76% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $19,485.72 | ↑ +78% |
| UnitedHealthCare | Medicare Managed Care Plan | $19,578.32 | ↑ +78% |
| BCBS | Anthem Medicare Managed Care Plan | $19,582.18 | ↑ +79% |
| Humana | Medicare Managed Care Plan | $19,620.77 | ↑ +79% |
| Aetna | Advantra Medicare Managed Care Plan | $19,968.04 | ↑ +82% |
| Oscar | Exchange | $23,151.35 | ↑ +111% |
Visitor-reported prices
Comments
Ins/rpl ldless pm right vent w img & eval at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $10,969.20 | $524.73 – $23,151.35 |
| SSM Health Saint Louis University Hospital | Saint Louis | $19,250.00 | $602.51 – $23,151.35 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $10,969.20 | $524.73 – $7,218.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $10,969.20 | $524.73 – $23,151.35 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $10,969.20 | $524.73 – $23,151.35 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $22,187.96 | $2,277.00 – $34,727.02 |
| Mercy Hospital Southeast | Cape Girardeau | $68,247.32 | $395.66 – $123,780.14 |
| Mercy Orthopedic Hospital Springfield | Ozark | $53,430.28 | $397.63 – $36,500.63 |