Ghs community re-entry 15 minutes at SSM Health St. Joseph Hospital - Lake Saint Louis

100 Medical Plaza, Lake Saint Louis, MO · SSM Health · · NPI 1871665380

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$75.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$137.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.89 with Aetna vs $35.87 with Oscar — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Managed Care Plan $29.89 ↓ -60%
Aetna Gold Advantage Medicare Managed Care Plan $30.19 ↓ -60%
UnitedHealthCare Medicare Managed Care Plan $30.33 ↓ -60%
BCBS Anthem Medicare Managed Care Plan $30.34 ↓ -60%
Humana Medicare Managed Care Plan $30.40 ↓ -60%
Aetna Advantra Medicare Managed Care Plan $30.94 ↓ -59%
BCBS Anthem Pathway Exchange $31.25 ↓ -59%
BCBS Anthem Blue Access Choice PPO $32.11 ↓ -57%
BCBS Anthem Blue Preferred HMO/POS $32.26 ↓ -57%
BCBS Anthem Blue Access PPO $34.79 ↓ -54%
Oscar Exchange $35.87 ↓ -52%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs community re-entry 15 minutes at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health DePaul Hospital - St. Louis Bridgeton $75.35 $29.89 – $35.87
SSM Health St. Joseph Hospital- Wentzville Wentzville $75.35 $31.25 – $31.25
SSM Health St. Joseph Hospital - St. Charles Saint Charles $75.35 $29.89 – $35.87
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $75.35 $29.89 – $35.87
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $56.46 $29.73 – $53.80
Mercy Hospital Aurora Aurora $61.10 $4.85 – $30.97
Mercy Hospital Carthage Carthage $82.55 $4.85 – $40.00
Mercy Orthopedic Hospital Springfield Ozark $233.35 $4.85 – $254.87

All Missouri hospitals for this procedure →