Fetal fibronectin at SSM Health St. Joseph Hospital - Lake Saint Louis
100 Medical Plaza, Lake Saint Louis, MO · SSM Health · · NPI 1871665380
$282.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$513.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.41 with UnitedHealthCare vs $265.60 with Healthlink — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UnitedHealthCare | Options PPO | $64.41 | ↓ -77% |
| Oscar | Exchange | $64.41 | ↓ -77% |
| UnitedHealthCare | St. Louis University Employee | $64.41 | ↓ -77% |
| UnitedHealthCare | All Commercial Plans | $64.41 | ↓ -77% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $65.05 | ↓ -77% |
| UnitedHealthCare | Medicare Managed Care Plan | $65.36 | ↓ -77% |
| BCBS | Anthem Medicare Managed Care Plan | $65.38 | ↓ -77% |
| Humana | Medicare Managed Care Plan | $65.50 | ↓ -77% |
| Aetna | Advantra Medicare Managed Care Plan | $66.66 | ↓ -76% |
| BCBS | Anthem Pathway Exchange | $91.53 | ↓ -68% |
| BCBS | Anthem Blue Access Choice PPO | $94.06 | ↓ -67% |
| BCBS | Anthem Blue Preferred HMO/POS | $94.50 | ↓ -67% |
| BCBS | Anthem Blue Access PPO | $101.93 | ↓ -64% |
| Cigna | OAP Other Commercial Plan | $108.62 | ↓ -62% |
| Healthlink | HMO | $265.60 | ↓ -6% |
| Healthlink | Employers Choice All Commercial Plans | $265.60 | ↓ -6% |
Visitor-reported prices
Comments
Fetal fibronectin at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $282.15 | $64.41 – $265.60 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $282.15 | $64.41 – $265.60 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $282.15 | $64.41 – $265.60 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $282.15 | $64.41 – $265.60 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $333.85 | $57.97 – $115.94 |
| Mercy Hospital Aurora | Aurora | $408.20 | $64.41 – $89.27 |
| Mercy Hospital Lincoln | Troy | $430.95 | $56.97 – $144.92 |
| Mercy Hospital Carthage | Carthage | $405.60 | $57.29 – $238.51 |