Complx repair enel 1.1-2.5 cm 13151 at SSM Health St. Joseph Hospital - Lake Saint Louis

100 Medical Plaza, Lake Saint Louis, MO · SSM Health · · NPI 1871665380

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$1,683.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,060.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$303.89 with BCBS vs $3,697.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $303.89 ↓ -82%
BCBS Anthem Blue Access Choice PPO $312.27 ↓ -81%
BCBS Anthem Blue Preferred HMO/POS $313.76 ↓ -81%
BCBS Anthem Blue Access PPO $338.40 ↓ -80%
UnitedHealthCare St. Louis University Employee $541.00 ↓ -68%
UnitedHealthCare All Commercial Plans $719.00 ↓ -57%
Aetna Medicare Managed Care Plan $740.27 ↓ -56%
Aetna Gold Advantage Medicare Managed Care Plan $747.67 ↓ -56%
UnitedHealthCare Medicare Managed Care Plan $751.22 ↓ -55%
BCBS Anthem Medicare Managed Care Plan $751.37 ↓ -55%
Humana Medicare Managed Care Plan $752.85 ↓ -55%
Aetna Advantra Medicare Managed Care Plan $766.17 ↓ -54%
Oscar Exchange $888.32 ↓ -47%
UnitedHealthCare Options PPO $932.00 ↓ -45%
Healthlink Employers Choice All Commercial Plans $1,865.00 ↑ +11%
Ambetter Exchange $2,167.00 ↑ +29%
Aetna Carelink Other Commercial Plan $2,224.00 ↑ +32%
Cigna OAP Other Commercial Plan $3,071.00 ↑ +82%
Healthlink HMO $3,102.00 ↑ +84%
Aetna NBD Other Commercial Plan $3,262.00 ↑ +94%
Aetna All Commercial Plans $3,697.00 ↑ +120%

Visitor-reported prices

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Complx repair enel 1.1-2.5 cm 13151 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health DePaul Hospital - St. Louis Bridgeton $1,683.00 $303.89 – $3,071.00
SSM Health Saint Louis University Hospital Saint Louis $1,937.10 $348.94 – $2,496.00
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,683.00 $303.89 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,683.00 $303.89 – $3,071.00
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,683.00 $303.89 – $3,071.00
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $718.08 $736.19 – $2,277.00
Mercy Hospital Lincoln Troy $954.85 $521.83 – $803.62
Mercy Orthopedic Hospital Springfield Ozark $11,142.88 $219.19 – $3,771.00

All Missouri hospitals for this procedure →