Acne surgery 10040 at SSM Health St. Joseph Hospital - Lake Saint Louis

100 Medical Plaza, Lake Saint Louis, MO · SSM Health · · NPI 1871665380

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$92.03 with BCBS vs $4,261.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $92.03
BCBS Anthem Blue Access Choice PPO $94.57
BCBS Anthem Blue Preferred HMO/POS $95.02
BCBS Anthem Blue Access PPO $102.49
Aetna Medicare Managed Care Plan $200.96
Aetna Gold Advantage Medicare Managed Care Plan $202.97
UnitedHealthCare Medicare Managed Care Plan $203.93
BCBS Anthem Medicare Managed Care Plan $203.97
Humana Medicare Managed Care Plan $204.37
Aetna Advantra Medicare Managed Care Plan $207.99
Oscar Exchange $241.15
Cigna OAP Other Commercial Plan $279.00
UnitedHealthCare St. Louis University Employee $541.00
UnitedHealthCare All Commercial Plans $719.00
UnitedHealthCare Options PPO $932.00
Ambetter Exchange $2,167.00
Healthlink Employers Choice All Commercial Plans $2,302.00
Aetna Carelink Other Commercial Plan $2,444.00
Aetna NBD Other Commercial Plan $3,760.00
Healthlink HMO $3,829.00
Aetna All Commercial Plans $4,261.00

Visitor-reported prices

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Acne surgery 10040 at other Missouri hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Lincoln Troy $161.85 $237.15 – $260.86
Mercy Hospital Carthage Carthage $152.10 $57.92 – $260.86
Mercy Hospital Southeast Cape Girardeau $40.95 $40.19 – $1,289.32
Mercy Primary Care - Bernie Bernie $171.00 $36.38 – $228.00
SSM Health Cardinal Glennon Children's Hospital Saint Louis $358.93 $89.90 – $3,868.00
SSM Health DePaul Hospital - St. Louis Bridgeton not published $92.03 – $2,302.00
SSM Health Saint Louis University Hospital Saint Louis not published $105.68 – $3,085.00
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $92.03 – $2,444.00

All Missouri hospitals for this procedure →