Neck (Cervical Spine) MRI (with and without contrast) at RESEARCH PSYCHIATRIC CENTER

2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$4,602.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,602.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.82 with HealthyBlue vs $4,602.75 with United Behavioral Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HealthyBlue MGMCD $210.82 ↓ -95%
Amerigroup MGMCD $214.96 ↓ -95%
Unicare MGMCD $214.96 ↓ -95%
Home State Health Plan MCD $250.09 ↓ -95%
United MOMGMCD $299.70 ↓ -93%
Multiplan WCOMPMissouri $347.97 ↓ -92%
CorVel Corporation KSWC $413.21 ↓ -91%
Multiplan WCOMPKansas $424.09 ↓ -91%
Cigna SureFit/LocalPlus $426.64 ↓ -91%
OHA Network KansasWCOMP $430.61 ↓ -91%
Cigna LocalKC $508.55 ↓ -89%
Anthem MissouriCare MissouriCareMGMCD $598.36 ↓ -87%
Cigna Comm $634.84 ↓ -86%
Ambetter Commercial-Exchange $856.11 ↓ -81%
NHC Advantage MGMCR $874.52 ↓ -81%
NHC Advantage MGMCD $874.52 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $920.55 ↓ -80%
BCBS Blue-Care(HMO) $921.91 ↓ -80%
BCBS BlueAccess $921.91 ↓ -80%
BCBS Preferred-CareBlue(PPO) $921.91 ↓ -80%
Humana ASO $1,080.74 ↓ -77%
Humana EPO $1,080.74 ↓ -77%
Humana HMO $1,080.74 ↓ -77%
Aetna KCCarePlus $1,125.00 ↓ -76%
Humana PPO $1,395.11 ↓ -70%
Humana POS $1,395.11 ↓ -70%
Aetna Local $1,514.00 ↓ -67%
Universal Healthcare MCR $1,610.96 ↓ -65%
BCBS Participating $1,703.02 ↓ -63%
BCBS Traditional $1,703.02 ↓ -63%
BCBS FreedomNetwork $1,795.07 ↓ -61%
BCBS PC $1,795.07 ↓ -61%
Aetna National $1,836.00 ↓ -60%
Aetna FHMedicalRental $1,850.31 ↓ -60%
Coventry WCOMP $1,850.31 ↓ -60%
Coventry KC MO WCOMP $1,887.13 ↓ -59%
College Park Family Care Center COMM $1,979.18 ↓ -57%
OHA Network MissouriWCOMP $2,301.38 ↓ -50%
Aetna NATIONALNAP $2,347.40 ↓ -49%
Multiplan PrimaryNetwork $2,439.46 ↓ -47%
CorVel Corporation MOWC $2,991.79 ↓ -35%
Multiplan ComplimentaryNetwork $3,406.03 ↓ -26%
TriWest Health Alliance TRICARE $3,452.06 ↓ -25%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $3,452.06 ↓ -25%
Evernorth Behavioral Health COMMBH $3,682.20 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $3,682.20 ↓ -20%
CCO, Inc. COMM $3,682.20 ↓ -20%
United Behavioral Health VACCN $4,602.75 ↑ +0%

Visitor-reported prices

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Neck (Cervical Spine) MRI (with and without contrast) at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH MEDICAL CENTER Kansas City not published $206.69 – $1,080.74
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,550.90 $264.53 – $1,254.30
SSM Health DePaul Hospital - St. Louis Bridgeton $2,550.90 $264.53 – $1,254.30
SSM Health Saint Louis University Hospital Saint Louis $2,530.00 $303.74 – $1,210.16
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,550.90 $264.53 – $1,254.30
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,550.90 $264.53 – $1,254.30
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,550.90 $264.53 – $1,254.30
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $1,842.72 $347.51 – $628.99

All Missouri hospitals for this procedure →