Mayo factor x at RESEARCH PSYCHIATRIC CENTER
2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892
$243.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$243.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.08 with Cigna vs $194.40 with Evernorth Behavioral Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $9.08 | ↓ -96% |
| Cigna | LocalKC | $10.94 | ↓ -95% |
| Cigna | Comm | $13.62 | ↓ -94% |
| HealthyBlue | MGMCD | $15.52 | ↓ -94% |
| Amerigroup | MGMCD | $15.83 | ↓ -93% |
| Unicare | MGMCD | $15.83 | ↓ -93% |
| BCBS | TRICARE | $17.22 | ↓ -93% |
| TriWest Health Alliance | TRICARE | $17.22 | ↓ -93% |
| United Behavioral Health | VACCN | $17.90 | ↓ -93% |
| Devoted Health | MGMCR | $17.90 | ↓ -93% |
| United | MGMCR | $18.26 | ↓ -92% |
| Celtic | MCR | $18.26 | ↓ -92% |
| Home State Health Plan | MCD | $18.42 | ↓ -92% |
| Pyramid Life | MCR | $19.15 | ↓ -92% |
| United | MOMGMCD | $22.07 | ↓ -91% |
| Aetna | KCCarePlus | $25.24 | ↓ -90% |
| Oscar | HIX | $27.21 | ↓ -89% |
| BCBS | Preferred-CareBlue(PPO) | $29.38 | ↓ -88% |
| BCBS | Blue-Care(HMO) | $29.38 | ↓ -88% |
| BCBS | BlueAccess | $29.38 | ↓ -88% |
| Anthem MissouriCare | MissouriCareMGMCD | $31.59 | ↓ -87% |
| Multiplan | WCOMPMissouri | $31.66 | ↓ -87% |
| Aetna | Local | $33.83 | ↓ -86% |
| CorVel Corporation | KSWC | $37.60 | ↓ -85% |
| Multiplan | WCOMPKansas | $38.59 | ↓ -84% |
| OHA Network | KansasWCOMP | $39.18 | ↓ -84% |
| Aetna | National | $41.53 | ↓ -83% |
| Humana | POS | $43.82 | ↓ -82% |
| Humana | PPO | $43.82 | ↓ -82% |
| Humana | ASO | $43.82 | ↓ -82% |
| Humana | EPO | $43.82 | ↓ -82% |
| Humana | HMO | $43.82 | ↓ -82% |
| Ambetter | Commercial-Exchange | $45.20 | ↓ -81% |
| NHC Advantage | MGMCD | $46.17 | ↓ -81% |
| NHC Advantage | MGMCR | $46.17 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $48.60 | ↓ -80% |
| Universal Healthcare | MCR | $85.05 | ↓ -65% |
| BCBS | Traditional | $89.91 | ↓ -63% |
| BCBS | Participating | $89.91 | ↓ -63% |
| BCBS | PC | $94.77 | ↓ -61% |
| BCBS | FreedomNetwork | $94.77 | ↓ -61% |
| Coventry | WCOMP | $97.69 | ↓ -60% |
| Aetna | FHMedicalRental | $97.69 | ↓ -60% |
| Coventry KC MO | WCOMP | $99.63 | ↓ -59% |
| College Park Family Care Center | COMM | $104.49 | ↓ -57% |
| OHA Network | MissouriWCOMP | $121.50 | ↓ -50% |
| Aetna | NATIONALNAP | $123.93 | ↓ -49% |
| Multiplan | PrimaryNetwork | $128.79 | ↓ -47% |
| CorVel Corporation | MOWC | $157.95 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $179.82 | ↓ -26% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $182.25 | ↓ -25% |
| CCO, Inc. | WORKERSCOMPPPO | $194.40 | ↓ -20% |
| CCO, Inc. | COMM | $194.40 | ↓ -20% |
| Evernorth Behavioral Health | COMMBH | $194.40 | ↓ -20% |
Visitor-reported prices
Comments
Mayo factor x at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH MEDICAL CENTER | Kansas City | $530.92 | $9.08 – $39.18 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $176.00 | $17.90 – $73.81 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $176.00 | $17.90 – $73.81 |
| SSM Health Saint Louis University Hospital | Saint Louis | $421.30 | $17.54 – $38.23 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $176.00 | $17.90 – $73.81 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $176.00 | $17.90 – $73.81 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $176.00 | $17.90 – $73.81 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $266.75 | $16.11 – $32.22 |