External chromosome analysis 20-25 cells at RESEARCH PSYCHIATRIC CENTER

2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.32 with Cigna vs $335.49 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $73.32
Cigna LocalKC $88.36
Cigna Comm $109.98
BCBS TRICARE $139.09
TriWest Health Alliance TRICARE $139.09
Devoted Health MGMCR $144.61
United Behavioral Health VACCN $144.61
United MGMCR $147.50
HealthyBlue MGMCD $147.50
Celtic MCR $147.50
Amerigroup MGMCD $150.39
Unicare MGMCD $150.39
Pyramid Life MCR $154.73
Home State Health Plan MCD $174.98
Aetna KCCarePlus $203.90
United MOMGMCD $209.68
Oscar HIX $219.81
Multiplan WCOMPMissouri $221.66
BCBS Blue-Care(HMO) $262.57
BCBS BlueAccess $262.57
BCBS Preferred-CareBlue(PPO) $262.57
CorVel Corporation KSWC $263.23
Multiplan WCOMPKansas $270.15
Aetna Local $273.31
OHA Network KansasWCOMP $274.31
Humana ASO $305.02
Humana PPO $305.02
Humana HMO $305.02
Humana EPO $305.02
Humana POS $305.02
Aetna National $335.49

Visitor-reported prices

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External chromosome analysis 20-25 cells at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH MEDICAL CENTER Kansas City $1,488.62 $73.32 – $274.31
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $298.65 $144.61 – $513.96
SSM Health DePaul Hospital - St. Louis Bridgeton $298.65 $144.61 – $513.96
SSM Health Saint Louis University Hospital Saint Louis $947.65 $141.72 – $266.21
SSM Health St. Joseph Hospital- Wentzville Wentzville $298.65 $144.61 – $513.96
SSM Health St. Joseph Hospital - St. Charles Saint Charles $298.65 $144.61 – $513.96
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $298.65 $144.61 – $513.96
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $818.40 $130.15 – $260.30

All Missouri hospitals for this procedure →