ER Visit (level 4) at RESEARCH PSYCHIATRIC CENTER
2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892
$2,041.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,041.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$107.10 with HealthyBlue vs $6,885.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HealthyBlue | MGMCD | $107.10 | ↓ -95% |
| Unicare | MGMCD | $109.20 | ↓ -95% |
| Amerigroup | MGMCD | $109.20 | ↓ -95% |
| Home State Health Plan | MCD | $127.05 | ↓ -94% |
| United | MOMGMCD | $152.25 | ↓ -93% |
| BCBS | Traditional | $755.26 | ↓ -63% |
| BCBS | Participating | $755.26 | ↓ -63% |
| BCBS | PC | $796.09 | ↓ -61% |
| BCBS | FreedomNetwork | $796.09 | ↓ -61% |
| Coventry | WCOMP | $820.58 | ↓ -60% |
| Aetna | FHMedicalRental | $820.58 | ↓ -60% |
| Coventry KC MO | WCOMP | $836.91 | ↓ -59% |
| OHA Network | MissouriWCOMP | $1,020.63 | ↓ -50% |
| Aetna | NATIONALNAP | $1,041.04 | ↓ -49% |
| Multiplan | PrimaryNetwork | $1,081.86 | ↓ -47% |
| CorVel Corporation | MOWC | $1,326.81 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $1,510.53 | ↓ -26% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,530.94 | ↓ -25% |
| TriWest Health Alliance | TRICARE | $1,530.94 | ↓ -25% |
| CCO, Inc. | WORKERSCOMPPPO | $1,633.00 | ↓ -20% |
| CCO, Inc. | COMM | $1,633.00 | ↓ -20% |
| Multiplan | WCOMPMissouri | $1,633.00 | ↓ -20% |
| Ambetter | Commercial-Exchange | $1,839.00 | ↓ -10% |
| United Behavioral Health | VACCN | $2,041.25 | ↑ +0% |
| Oscar | HIX | $2,233.00 | ↑ +9% |
| Cigna | SureFit/LocalPlus | $4,181.00 | ↑ +105% |
| Aetna | KCCarePlus | $4,297.00 | ↑ +111% |
| BCBS | BlueAccess | $4,542.00 | ↑ +123% |
| BCBS | Preferred-CareBlue(PPO) | $4,542.00 | ↑ +123% |
| BCBS | Blue-Care(HMO) | $4,542.00 | ↑ +123% |
| Cigna | LocalKC | $4,986.00 | ↑ +144% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $5,300.00 | ↑ +160% |
| Aetna | Local | $5,558.00 | ↑ +172% |
| Cigna | Comm | $6,233.00 | ↑ +205% |
| Aetna | National | $6,885.00 | ↑ +237% |
| Humana | HMO | not published by hospital | — |
| Humana | EPO | not published by hospital | — |
| Humana | PPO | not published by hospital | — |
| Humana | ASO | not published by hospital | — |
| Humana | POS | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 4) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH MEDICAL CENTER | Kansas City | not published | $105.00 – $127.05 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,277.65 | $417.94 – $501.52 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,277.65 | $417.94 – $501.52 |
| SSM Health Saint Louis University Hospital | Saint Louis | $1,676.40 | $142.72 – $501.52 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,277.65 | not published |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $1,277.65 | $417.94 – $501.52 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,277.65 | $417.94 – $501.52 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,239.18 | $415.64 – $752.28 |