ER Visit (level 3) at RESEARCH PSYCHIATRIC CENTER

2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$868.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$868.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.10 with HealthyBlue vs $2,765.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HealthyBlue MGMCD $107.10 ↓ -88%
Amerigroup MGMCD $109.20 ↓ -87%
Unicare MGMCD $109.20 ↓ -87%
Home State Health Plan MCD $127.05 ↓ -85%
United MOMGMCD $152.25 ↓ -82%
BCBS Traditional $321.16 ↓ -63%
BCBS Participating $321.16 ↓ -63%
BCBS FreedomNetwork $338.52 ↓ -61%
BCBS PC $338.52 ↓ -61%
Aetna FHMedicalRental $348.94 ↓ -60%
Coventry WCOMP $348.94 ↓ -60%
Coventry KC MO WCOMP $355.88 ↓ -59%
OHA Network MissouriWCOMP $434.00 ↓ -50%
Aetna NATIONALNAP $442.68 ↓ -49%
Multiplan PrimaryNetwork $460.04 ↓ -47%
CorVel Corporation MOWC $564.20 ↓ -35%
Multiplan ComplimentaryNetwork $642.32 ↓ -26%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $651.00 ↓ -25%
TriWest Health Alliance TRICARE $651.00 ↓ -25%
CCO, Inc. WORKERSCOMPPPO $694.40 ↓ -20%
Multiplan WCOMPMissouri $694.40 ↓ -20%
CCO, Inc. COMM $694.40 ↓ -20%
Aetna KCCarePlus $864.00 ↓ -0%
United Behavioral Health VACCN $868.00 ↑ +0%
Ambetter Commercial-Exchange $1,086.00 ↑ +25%
Oscar HIX $1,128.00 ↑ +30%
WPPA ProviDrs Care Network UnifiedHealthPlan $1,135.00 ↑ +31%
Aetna Local $1,136.00 ↑ +31%
BCBS Preferred-CareBlue(PPO) $1,437.00 ↑ +66%
BCBS Blue-Care(HMO) $1,438.00 ↑ +66%
BCBS BlueAccess $1,438.00 ↑ +66%
Humana ASO $1,528.00 ↑ +76%
Humana EPO $1,528.00 ↑ +76%
Humana HMO $1,528.00 ↑ +76%
Aetna National $1,565.00 ↑ +80%
Humana PPO $1,736.00 ↑ +100%
Humana POS $1,736.00 ↑ +100%
Cigna SureFit/LocalPlus $1,855.00 ↑ +114%
Cigna LocalKC $2,212.00 ↑ +155%
Cigna Comm $2,765.00 ↑ +219%

Visitor-reported prices

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ER Visit (level 3) at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH MEDICAL CENTER Kansas City not published $105.00 – $127.05
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $958.65 $273.42 – $328.10
SSM Health DePaul Hospital - St. Louis Bridgeton $958.65 $273.42 – $328.10
SSM Health Saint Louis University Hospital Saint Louis $1,037.85 $74.97 – $328.10
SSM Health St. Joseph Hospital- Wentzville Wentzville $958.65 not published
SSM Health St. Joseph Hospital - St. Charles Saint Charles $958.65 $273.42 – $328.10
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $958.65 $273.42 – $328.10
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $751.41 $271.91 – $492.15

All Missouri hospitals for this procedure →