Analysis tumor at RESEARCH PSYCHIATRIC CENTER
2323 E 63rd St, Kansas City, MO · Hcamidwest · · NPI 1497795892
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$44.33 with Cigna vs $119.30 with BCBS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $44.33 | — |
| Cigna | LocalKC | $53.42 | — |
| Humana | HMO | $55.33 | — |
| Humana | POS | $55.33 | — |
| Humana | ASO | $55.33 | — |
| Humana | PPO | $55.33 | — |
| Humana | EPO | $55.33 | — |
| Cigna | Comm | $66.49 | — |
| Multiplan | WCOMPMissouri | $69.04 | — |
| HealthyBlue | MGMCD | $70.23 | — |
| Amerigroup | MGMCD | $71.60 | — |
| Unicare | MGMCD | $71.60 | — |
| CorVel Corporation | KSWC | $81.98 | — |
| Home State Health Plan | MCD | $83.31 | — |
| Multiplan | WCOMPKansas | $84.14 | — |
| OHA Network | KansasWCOMP | $85.44 | — |
| United | MOMGMCD | $99.83 | — |
| BCBS | Preferred-CareBlue(PPO) | $119.30 | — |
| BCBS | BlueAccess | $119.30 | — |
| BCBS | Blue-Care(HMO) | $119.30 | — |
Visitor-reported prices
Comments
Analysis tumor at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH MEDICAL CENTER | Kansas City | $431.10 | $44.33 – $138.95 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $275.55 | $62.23 – $307.16 |
| Mercy Hospital Lincoln | Troy | $174.85 | $30.65 – $224.98 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $439.44 | $44.33 – $138.95 |
| CENTERPOINT MEDICAL CENTER | Independence | $674.18 | $44.33 – $138.95 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $39.09 – $204.77 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $39.09 – $204.77 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $44.88 – $204.77 |