X-ray surgical specimen at RESEARCH MEDICAL CENTER

2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.57 with Multiplan vs $1,326.03 with Optum Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Multiplan WCOMPMissouri $11.57
CorVel Corporation KSWC $13.74
Multiplan WCOMPKansas $14.10
OHA Network KansasWCOMP $14.32
BCBS BlueAccess $19.05
BCBS Preferred-CareBlue(PPO) $19.05
BCBS Blue-Care(HMO) $19.05
Humana HMO $20.36
Humana ASO $20.36
Humana EPO $20.36
Humana POS $26.29
Humana PPO $26.29
Aetna IVLHIX $26.88
Aetna KCCarePlus $28.07
Aetna Local $37.63
Aetna National $46.19
Anthem MissouriCare MissouriCareMGMCD $172.38
Ambetter Commercial-Exchange $246.64
NHC Advantage MGMCD $251.95
NHC Advantage MGMCR $251.95
WPPA ProviDrs Care Network UnifiedHealthPlan $265.21
United KSMGMCD $282.26
HealthyBlue MGMCD $287.91
Sunflower State Health Plan MCD $290.73
Aetna Better Health MCD $293.55
Amerigroup MGMCD $293.55
Unicare MGMCD $293.55
BCBS FreedomNetworkSelect $318.25
United OptionsPPO $332.83
Home State Health Plan MCD $341.53
United MOMGMCD $409.28
Aetna Coventry FamilyHealthPlanMCD $428.73
Universal Healthcare MCR $464.11
BCBS Participating $490.63
BCBS Traditional $490.63
BCBS FreedomNetwork $517.15
BCBS PC $517.15
Coventry WCOMP $533.06
Aetna FHMedicalRental $533.06
Coventry KC MO WCOMP $543.67
College Park Family Care Center COMM $570.19
United GlobalBenefitPlan $596.71
Cigna SureFit/LocalPlus $612.01
Emerging Therapy Solutions MCD $636.49
Cigna LifeSource COMM $663.01
Emerging Therapy Solutions MGMCR $663.01
OHA Network MissouriWCOMP $663.01
Aetna NATIONALNAP $676.28
Multiplan PrimaryNetwork $702.80
Cigna LocalKC $729.52
Humana National Transplant Network COMM $795.62
Humana National Transplant Network MCD $861.92
Humana National Transplant Network MCRHMO $861.92
Humana National Transplant Network PPO $861.92
CorVel Corporation MOWC $861.92
Cigna Comm $910.67
Multiplan ComplimentaryNetwork $981.26
TriWest Health Alliance TRICARE $994.52
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $994.52
Evernorth Behavioral Health COMMBH $1,060.82
CCO, Inc. COMM $1,060.82
CCO, Inc. WORKERSCOMPPPO $1,060.82
United AllPayerAppendix $1,086.50
Optum Health COMM $1,180.17
Optum Transplant COMM $1,219.95
Optum Health MCD $1,326.03

Visitor-reported prices

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X-ray surgical specimen at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH PSYCHIATRIC CENTER Kansas City not published $11.57 – $612.01
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $471.90 $8.27 – $656.76
SSM Health DePaul Hospital - St. Louis Bridgeton $471.90 $8.27 – $656.76
SSM Health Saint Louis University Hospital Saint Louis $743.60 $9.50 – $656.76
SSM Health St. Joseph Hospital- Wentzville Wentzville $471.90 $8.27 – $965.78
SSM Health St. Joseph Hospital - St. Charles Saint Charles $471.90 $8.27 – $656.76
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $471.90 $8.27 – $656.76
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $488.66 $18.24 – $985.13

All Missouri hospitals for this procedure →