Specimen fat stain at RESEARCH MEDICAL CENTER

2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$362.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$362.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.98 with Cigna vs $362.23 with Optum Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $2.98 ↓ -99%
Cigna LocalKC $3.59 ↓ -99%
Cigna Comm $4.47 ↓ -99%
United KSMGMCD $5.25 ↓ -99%
HealthyBlue MGMCD $5.36 ↓ -99%
Sunflower State Health Plan MCD $5.41 ↓ -99%
Unicare MGMCD $5.46 ↓ -98%
Aetna Better Health MCD $5.46 ↓ -98%
Amerigroup MGMCD $5.46 ↓ -98%
Aetna Coventry FamilyHealthPlanMCD $5.55 ↓ -98%
BCBS TRICARE $5.66 ↓ -98%
TriWest Health Alliance TRICARE $5.66 ↓ -98%
BCBS MCRPPO $5.82 ↓ -98%
Coventry MedicareAdvantage $5.82 ↓ -98%
BCBS MCRHMO $5.82 ↓ -98%
Optum Health MCR $5.88 ↓ -98%
Humana MCRHMO $5.88 ↓ -98%
Humana MCRPPO $5.88 ↓ -98%
Humana PFFS $5.88 ↓ -98%
Optum Transplants OONMCR $5.88 ↓ -98%
Devoted Health MGMCR $5.88 ↓ -98%
United CommunityCareNetwork $5.88 ↓ -98%
United AllPayerAppendix $5.88 ↓ -98%
Cigna HealthspringMGMCR $6.00 ↓ -98%
United MGMCR $6.00 ↓ -98%
Wellcare MCR $6.00 ↓ -98%
Celtic MCR $6.00 ↓ -98%
Pyramid Life MCR $6.29 ↓ -98%
Home State Health Plan MCD $6.35 ↓ -98%
United MOMGMCD $7.61 ↓ -98%
Aetna IVLHIX $7.94 ↓ -98%
Aetna KCCarePlus $8.29 ↓ -98%
Multiplan WCOMPMissouri $8.30 ↓ -98%
BCBS Preferred-CareBlue(PPO) $8.44 ↓ -98%
BCBS Blue-Care(HMO) $8.44 ↓ -98%
BCBS BlueAccess $8.44 ↓ -98%
Oscar HIX $8.94 ↓ -98%
CorVel Corporation KSWC $9.86 ↓ -97%
Multiplan WCOMPKansas $10.12 ↓ -97%
OHA Network KansasWCOMP $10.28 ↓ -97%
Humana PPO $10.57 ↓ -97%
Humana ASO $10.57 ↓ -97%
Humana POS $10.57 ↓ -97%
Humana HMO $10.57 ↓ -97%
Humana EPO $10.57 ↓ -97%
Aetna Local $11.11 ↓ -97%
Aetna National $13.64 ↓ -96%
Anthem MissouriCare MissouriCareMGMCD $47.09 ↓ -87%
Ambetter Commercial-Exchange $67.37 ↓ -81%
NHC Advantage MGMCD $68.82 ↓ -81%
NHC Advantage MGMCR $68.82 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $72.45 ↓ -80%
BCBS FreedomNetworkSelect $86.94 ↓ -76%
United OptionsPPO $90.92 ↓ -75%
Universal Healthcare MCR $126.78 ↓ -65%
BCBS Traditional $134.03 ↓ -63%
BCBS Participating $134.03 ↓ -63%
BCBS FreedomNetwork $141.27 ↓ -61%
BCBS PC $141.27 ↓ -61%
Coventry WCOMP $145.62 ↓ -60%
Aetna FHMedicalRental $145.62 ↓ -60%
Coventry KC MO WCOMP $148.51 ↓ -59%
College Park Family Care Center COMM $155.76 ↓ -57%
United GlobalBenefitPlan $163.00 ↓ -55%
Emerging Therapy Solutions MCD $173.87 ↓ -52%
Emerging Therapy Solutions MGMCR $181.12 ↓ -50%
OHA Network MissouriWCOMP $181.12 ↓ -50%
Cigna LifeSource COMM $181.12 ↓ -50%
Aetna NATIONALNAP $184.74 ↓ -49%
Multiplan PrimaryNetwork $191.98 ↓ -47%
Humana National Transplant Network COMM $217.34 ↓ -40%
Humana National Transplant Network PPO $235.45 ↓ -35%
Humana National Transplant Network MCD $235.45 ↓ -35%
CorVel Corporation MOWC $235.45 ↓ -35%
Humana National Transplant Network MCRHMO $235.45 ↓ -35%
Multiplan ComplimentaryNetwork $268.05 ↓ -26%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $271.67 ↓ -25%
Evernorth Behavioral Health COMMBH $289.78 ↓ -20%
CCO, Inc. COMM $289.78 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $289.78 ↓ -20%
Optum Health COMM $322.38 ↓ -11%
Optum Transplant COMM $333.25 ↓ -8%
Optum Health MCD $362.23 ↑ +0%

Visitor-reported prices

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Specimen fat stain at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH PSYCHIATRIC CENTER Kansas City $181.00 $2.98 – $10.57
SSM Health Saint Louis University Hospital Saint Louis $37.40 $5.76 – $10.17
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $40.70 $5.29 – $10.58
Mercy Hospital Lincoln Troy $77.35 $5.74 – $8.15
Mercy Hospital Carthage Carthage $45.50 $5.23 – $21.77
Mercy Orthopedic Hospital Springfield Ozark $53.95 $4.48 – $30.97
LEE'S SUMMIT MEDICAL CENTER Lee's Summit $341.58 $2.98 – $10.28
LAFAYETTE REGIONAL HEALTH CENTER Lexington $227.12 $5.25 – $10.28

All Missouri hospitals for this procedure →