Screen pap by tech w md supv at RESEARCH MEDICAL CENTER
2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.00 with Cigna vs $36.94 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $9.00 | — |
| Cigna | LocalKC | $10.85 | — |
| Cigna | Comm | $13.50 | — |
| United | AllPayerAppendix | $15.15 | — |
| TriWest Health Alliance | TRICARE | $17.50 | — |
| BCBS | TRICARE | $17.50 | — |
| Optum Transplants | OONMCR | $18.19 | — |
| BCBS | MCRPPO | $18.35 | — |
| Coventry | MedicareAdvantage | $18.35 | — |
| BCBS | MCRHMO | $18.35 | — |
| Devoted Health | MGMCR | $18.54 | — |
| Humana | MCRHMO | $18.54 | — |
| Humana | MCRPPO | $18.54 | — |
| Humana | PFFS | $18.54 | — |
| United | CommunityCareNetwork | $18.54 | — |
| Optum Health | MCR | $18.54 | — |
| United | MGMCR | $18.91 | — |
| Wellcare | MCR | $18.91 | — |
| Celtic | MCR | $18.91 | — |
| Cigna | HealthspringMGMCR | $18.91 | — |
| Pyramid Life | MCR | $19.84 | — |
| Aetna | IVLHIX | $21.49 | — |
| Aetna | KCCarePlus | $22.45 | — |
| Oscar | HIX | $28.18 | — |
| Aetna | Local | $30.09 | — |
| Aetna | National | $36.94 | — |
Visitor-reported prices
Comments
Screen pap by tech w md supv at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $9.00 – $28.18 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $41.80 | $15.02 – $48.93 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $41.80 | $15.02 – $48.93 |
| SSM Health Saint Louis University Hospital | Saint Louis | $34.65 | $15.15 – $29.16 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $41.80 | $15.02 – $48.93 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $41.80 | $15.02 – $48.93 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $41.80 | $15.02 – $48.93 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $131.45 | $13.64 – $33.37 |