Observation per hour at RESEARCH MEDICAL CENTER

2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.30 with HealthyBlue vs $204.85 with Optum Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HealthyBlue MGMCD $5.30
Sunflower State Health Plan MCD $5.36
Amerigroup MGMCD $5.41
Aetna Better Health MCD $5.41
Unicare MGMCD $5.41
Home State Health Plan MCD $6.29
United MOMGMCD $7.54
Aetna Coventry FamilyHealthPlanMCD $45.07
BCBS FreedomNetworkSelect $49.16
United OptionsPPO $51.42
BCBS BlueAccess $61.45
BCBS Preferred-CareBlue(PPO) $61.45
BCBS Blue-Care(HMO) $61.45
BCBS Traditional $75.79
BCBS Participating $75.79
BCBS PC $79.89
BCBS FreedomNetwork $79.89
Coventry WCOMP $82.35
Aetna FHMedicalRental $82.35
Coventry KC MO WCOMP $83.99
United GlobalBenefitPlan $92.18
BCBS MCRHMO $92.18
BCBS MCRPPO $92.18
Emerging Therapy Solutions MCD $98.33
Cigna LifeSource COMM $102.42
Emerging Therapy Solutions MGMCR $102.42
OHA Network MissouriWCOMP $102.42
Multiplan PrimaryNetwork $108.57
Humana National Transplant Network COMM $122.91
Humana National Transplant Network PPO $133.15
CorVel Corporation MOWC $133.15
Humana National Transplant Network MCD $133.15
Humana National Transplant Network MCRHMO $133.15
Multiplan ComplimentaryNetwork $151.59
TriWest Health Alliance TRICARE $153.64
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $153.64
CCO, Inc. COMM $163.88
CCO, Inc. WORKERSCOMPPPO $163.88
Multiplan WCOMPMissouri $163.88
Optum Health COMM $182.32
Optum Transplant COMM $188.46
Optum Health MCD $204.85

Visitor-reported prices

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Observation per hour at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH PSYCHIATRIC CENTER Kansas City not published $5.30 – $7.54
Mercy Hospital Aurora Aurora $59.80 $5.20 – $86.90
Mercy Hospital Lincoln Troy $72.15 $79.00 – $86.90
Mercy Hospital Carthage Carthage $74.10 $5.20 – $86.90
Mercy Hospital Southeast Cape Girardeau $55.25 $56.43 – $101.57
Mercy Hospital Stoddard Dexter $52.65 $56.43 – $84.65
Mercy Orthopedic Hospital Springfield Ozark $74.10 $5.20 – $95.93
LEE'S SUMMIT MEDICAL CENTER Lee's Summit not published $5.30 – $6.50

All Missouri hospitals for this procedure →