Finger joint sz00 swanson w/grommets at RESEARCH MEDICAL CENTER

2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$404.37 with Optum Transplants vs $441.33 with Pyramid Life — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optum Transplants OONMCR $404.37
BCBS MCRPPO $408.34
Coventry MedicareAdvantage $408.34
BCBS MCRHMO $408.34
Humana PFFS $412.46
BCBS TRICARE $412.46
Humana MCRHMO $412.46
United CommunityCareNetwork $412.46
Humana MCRPPO $412.46
TriWest Health Alliance TRICARE $412.46
Devoted Health MGMCR $412.46
Optum Health MCR $412.46
Celtic MCR $420.71
Wellcare MCR $420.71
United MGMCR $420.71
Cigna HealthspringMGMCR $420.71
Pyramid Life MCR $441.33

Visitor-reported prices

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Finger joint sz00 swanson w/grommets at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH PSYCHIATRIC CENTER Kansas City not published $412.46 – $441.33
SSM Health Saint Louis University Hospital Saint Louis not published $288.89 – $288.89
SSM Health Cardinal Glennon Children's Hospital Saint Louis not published $245.76 – $245.76
LEE'S SUMMIT MEDICAL CENTER Lee's Summit not published $408.34 – $441.33
CENTERPOINT MEDICAL CENTER Independence not published $408.34 – $441.33

All Missouri hospitals for this procedure →