ER Visit (level 1, minor) at RESEARCH MEDICAL CENTER
2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$75.00 with Sunflower State Health Plan vs $800.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sunflower State Health Plan | MCD | $75.00 | — |
| United | KSMGMCD | $105.00 | — |
| BCBS | FreedomNetworkSelect | $106.39 | — |
| HealthyBlue | MGMCD | $107.10 | — |
| Aetna Better Health | MCD | $109.20 | — |
| Unicare | MGMCD | $109.20 | — |
| Amerigroup | MGMCD | $109.20 | — |
| United | OptionsPPO | $111.27 | — |
| Home State Health Plan | MCD | $127.05 | — |
| United | MOMGMCD | $152.25 | — |
| BCBS | Participating | $164.02 | — |
| BCBS | Traditional | $164.02 | — |
| BCBS | PC | $172.89 | — |
| BCBS | FreedomNetwork | $172.89 | — |
| Coventry | WCOMP | $178.21 | — |
| Aetna | FHMedicalRental | $178.21 | — |
| Coventry KC MO | WCOMP | $181.75 | — |
| United | GlobalBenefitPlan | $199.49 | — |
| Aetna | IVLHIX | $200.00 | — |
| Emerging Therapy Solutions | MCD | $212.78 | — |
| OHA Network | MissouriWCOMP | $221.65 | — |
| Emerging Therapy Solutions | MGMCR | $221.65 | — |
| Cigna LifeSource | COMM | $221.65 | — |
| Aetna | NATIONALNAP | $226.08 | — |
| Multiplan | PrimaryNetwork | $234.95 | — |
| Aetna | KCCarePlus | $246.00 | — |
| Humana National Transplant Network | COMM | $265.98 | — |
| Aetna | Local | $285.00 | — |
| CorVel Corporation | MOWC | $288.14 | — |
| Humana National Transplant Network | MCD | $288.14 | — |
| Humana National Transplant Network | MCRHMO | $288.14 | — |
| Humana National Transplant Network | PPO | $288.14 | — |
| Oscar | HIX | $300.00 | — |
| Ambetter | Commercial-Exchange | $316.00 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $320.00 | — |
| Multiplan | ComplimentaryNetwork | $328.04 | — |
| TriWest Health Alliance | TRICARE | $332.48 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $332.48 | — |
| CCO, Inc. | COMM | $354.64 | — |
| Multiplan | WCOMPMissouri | $354.64 | — |
| CCO, Inc. | WORKERSCOMPPPO | $354.64 | — |
| Optum Health | COMM | $394.54 | — |
| Optum Transplant | COMM | $407.84 | — |
| Aetna | National | $434.00 | — |
| United | AllPayerAppendix | $436.00 | — |
| Optum Health | MCD | $443.30 | — |
| Cigna | SureFit/LocalPlus | $537.00 | — |
| BCBS | Preferred-CareBlue(PPO) | $619.00 | — |
| BCBS | Blue-Care(HMO) | $619.00 | — |
| BCBS | BlueAccess | $619.00 | — |
| Cigna | LocalKC | $640.00 | — |
| Humana | ASO | $677.00 | — |
| Humana | HMO | $677.00 | — |
| Humana | EPO | $677.00 | — |
| Humana | PPO | $796.00 | — |
| Humana | POS | $796.00 | — |
| Cigna | Comm | $800.00 | — |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $107.10 – $152.25 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $280.50 | $84.46 – $101.35 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $280.50 | $84.46 – $101.35 |
| SSM Health Saint Louis University Hospital | Saint Louis | $311.30 | $25.24 – $101.35 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $280.50 | not published |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $280.50 | $84.46 – $101.35 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $280.50 | $84.46 – $101.35 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $190.46 | $84.00 – $152.03 |