Compatibility test incubate at RESEARCH MEDICAL CENTER
2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842
$497.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$497.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.46 with Cigna vs $497.73 with Optum Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $0.46 | ↓ -100% |
| Cigna | LocalKC | $0.55 | ↓ -100% |
| Cigna | Comm | $0.69 | ↓ -100% |
| Humana | POS | $35.65 | ↓ -93% |
| Humana | ASO | $35.65 | ↓ -93% |
| Humana | PPO | $35.65 | ↓ -93% |
| Humana | EPO | $35.65 | ↓ -93% |
| Humana | HMO | $35.65 | ↓ -93% |
| Multiplan | WCOMPMissouri | $48.28 | ↓ -90% |
| BCBS | Preferred-CareBlue(PPO) | $51.05 | ↓ -90% |
| BCBS | BlueAccess | $51.05 | ↓ -90% |
| BCBS | Blue-Care(HMO) | $51.05 | ↓ -90% |
| CorVel Corporation | KSWC | $57.33 | ↓ -88% |
| Multiplan | WCOMPKansas | $58.84 | ↓ -88% |
| OHA Network | KansasWCOMP | $59.75 | ↓ -88% |
| Anthem MissouriCare | MissouriCareMGMCD | $64.70 | ↓ -87% |
| Ambetter | Commercial-Exchange | $92.58 | ↓ -81% |
| NHC Advantage | MGMCD | $94.57 | ↓ -81% |
| NHC Advantage | MGMCR | $94.57 | ↓ -81% |
| Oscar | HIX | $94.57 | ↓ -81% |
| HealthyBlue | MGMCD | $99.55 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $99.55 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $119.46 | ↓ -76% |
| United | OptionsPPO | $124.93 | ↓ -75% |
| Aetna Coventry | FamilyHealthPlanMCD | $138.95 | ↓ -72% |
| United | AllPayerAppendix | $149.16 | ↓ -70% |
| Aetna Better Health | MCD | $149.32 | ↓ -70% |
| Aetna | IVLHIX | $152.31 | ↓ -69% |
| Aetna | KCCarePlus | $163.75 | ↓ -67% |
| Universal Healthcare | MCR | $174.21 | ↓ -65% |
| BCBS | Participating | $184.16 | ↓ -63% |
| BCBS | Traditional | $184.16 | ↓ -63% |
| BCBS | PC | $194.11 | ↓ -61% |
| BCBS | FreedomNetwork | $194.11 | ↓ -61% |
| Aetna | Local | $195.61 | ↓ -61% |
| Coventry | WCOMP | $200.09 | ↓ -60% |
| Aetna | FHMedicalRental | $200.09 | ↓ -60% |
| Coventry KC MO | WCOMP | $204.07 | ↓ -59% |
| College Park Family Care Center | COMM | $214.02 | ↓ -57% |
| United | GlobalBenefitPlan | $223.98 | ↓ -55% |
| Emerging Therapy Solutions | MCD | $238.91 | ↓ -52% |
| Aetna | National | $239.41 | ↓ -52% |
| Emerging Therapy Solutions | MGMCR | $248.87 | ↓ -50% |
| Cigna LifeSource | COMM | $248.87 | ↓ -50% |
| OHA Network | MissouriWCOMP | $248.87 | ↓ -50% |
| Aetna | NATIONALNAP | $253.84 | ↓ -49% |
| Multiplan | PrimaryNetwork | $263.80 | ↓ -47% |
| Humana National Transplant Network | COMM | $298.64 | ↓ -40% |
| Humana National Transplant Network | MCD | $323.52 | ↓ -35% |
| Humana National Transplant Network | PPO | $323.52 | ↓ -35% |
| CorVel Corporation | MOWC | $323.52 | ↓ -35% |
| Humana National Transplant Network | MCRHMO | $323.52 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $368.32 | ↓ -26% |
| TriWest Health Alliance | TRICARE | $373.30 | ↓ -25% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $373.30 | ↓ -25% |
| CCO, Inc. | COMM | $398.18 | ↓ -20% |
| Evernorth Behavioral Health | COMMBH | $398.18 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $398.18 | ↓ -20% |
| Optum Health | COMM | $442.98 | ↓ -11% |
| Optum Transplant | COMM | $457.91 | ↓ -8% |
| Optum Health | MCD | $497.73 | ↑ +0% |
Visitor-reported prices
Comments
Compatibility test incubate at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $0.46 – $59.75 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $94.05 | $30.37 – $204.77 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $94.05 | $30.37 – $204.77 |
| SSM Health Saint Louis University Hospital | Saint Louis | $112.75 | $34.87 – $204.77 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $94.05 | $30.37 – $149.16 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $94.05 | $30.37 – $204.77 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $94.05 | $30.37 – $204.77 |
| Mercy Hospital Aurora | Aurora | $47.45 | $22.26 – $224.98 |