Cardiac MRI w/stress img at RESEARCH MEDICAL CENTER

2316 E Meyer Blvd, Kansas City, MO · Hcamidwest · · NPI 1134187842

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$3,196.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,196.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$282.26 with United vs $3,196.75 with Optum Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United KSMGMCD $282.26 ↓ -91%
HealthyBlue MGMCD $287.91 ↓ -91%
Sunflower State Health Plan MCD $290.73 ↓ -91%
Unicare MGMCD $293.55 ↓ -91%
Amerigroup MGMCD $293.55 ↓ -91%
Aetna Better Health MCD $293.55 ↓ -91%
Home State Health Plan MCD $341.53 ↓ -89%
Multiplan WCOMPMissouri $394.70 ↓ -88%
United MOMGMCD $409.28 ↓ -87%
Anthem MissouriCare MissouriCareMGMCD $415.58 ↓ -87%
Aetna Coventry FamilyHealthPlanMCD $428.73 ↓ -87%
CorVel Corporation KSWC $468.71 ↓ -85%
Multiplan WCOMPKansas $481.05 ↓ -85%
OHA Network KansasWCOMP $488.45 ↓ -85%
Ambetter Commercial-Exchange $594.60 ↓ -81%
NHC Advantage MGMCR $607.38 ↓ -81%
NHC Advantage MGMCD $607.38 ↓ -81%
Cigna SureFit/LocalPlus $612.01 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $639.35 ↓ -80%
Cigna LocalKC $729.52 ↓ -77%
BCBS BlueAccess $766.81 ↓ -76%
BCBS Blue-Care(HMO) $766.81 ↓ -76%
BCBS Preferred-CareBlue(PPO) $766.81 ↓ -76%
BCBS FreedomNetworkSelect $767.22 ↓ -76%
United OptionsPPO $802.38 ↓ -75%
Humana ASO $898.82 ↓ -72%
Humana EPO $898.82 ↓ -72%
Humana HMO $898.82 ↓ -72%
Cigna Comm $910.67 ↓ -72%
Aetna IVLHIX $1,074.00 ↓ -66%
United AllPayerAppendix $1,086.50 ↓ -66%
Universal Healthcare MCR $1,118.86 ↓ -65%
Aetna KCCarePlus $1,125.00 ↓ -65%
Humana PPO $1,160.26 ↓ -64%
Humana POS $1,160.26 ↓ -64%
BCBS Participating $1,182.80 ↓ -63%
BCBS Traditional $1,182.80 ↓ -63%
BCBS PC $1,246.73 ↓ -61%
BCBS FreedomNetwork $1,246.73 ↓ -61%
Coventry WCOMP $1,285.09 ↓ -60%
Aetna FHMedicalRental $1,285.09 ↓ -60%
Coventry KC MO WCOMP $1,310.67 ↓ -59%
College Park Family Care Center COMM $1,374.60 ↓ -57%
United GlobalBenefitPlan $1,438.54 ↓ -55%
Aetna Local $1,514.00 ↓ -53%
Emerging Therapy Solutions MCD $1,534.44 ↓ -52%
Cigna LifeSource COMM $1,598.38 ↓ -50%
Emerging Therapy Solutions MGMCR $1,598.38 ↓ -50%
OHA Network MissouriWCOMP $1,598.38 ↓ -50%
Aetna NATIONALNAP $1,630.34 ↓ -49%
Multiplan PrimaryNetwork $1,694.28 ↓ -47%
Aetna National $1,836.00 ↓ -43%
Humana National Transplant Network COMM $1,918.05 ↓ -40%
CorVel Corporation MOWC $2,077.89 ↓ -35%
Humana National Transplant Network MCD $2,077.89 ↓ -35%
Humana National Transplant Network MCRHMO $2,077.89 ↓ -35%
Humana National Transplant Network PPO $2,077.89 ↓ -35%
Multiplan ComplimentaryNetwork $2,365.59 ↓ -26%
TriWest Health Alliance TRICARE $2,397.56 ↓ -25%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $2,397.56 ↓ -25%
CCO, Inc. WORKERSCOMPPPO $2,557.40 ↓ -20%
CCO, Inc. COMM $2,557.40 ↓ -20%
Evernorth Behavioral Health COMMBH $2,557.40 ↓ -20%
Optum Health COMM $2,845.11 ↓ -11%
Optum Transplant COMM $2,941.01 ↓ -8%
Optum Health MCD $3,196.75 ↑ +0%

Visitor-reported prices

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Cardiac MRI w/stress img at other Missouri hospitals

Hospital City Cash price Negotiated range
RESEARCH PSYCHIATRIC CENTER Kansas City not published $287.91 – $898.82
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $1,245.75 $285.65 – $1,075.69
SSM Health DePaul Hospital - St. Louis Bridgeton $1,245.75 $285.65 – $1,075.69
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,245.75 $285.65 – $1,075.69
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,245.75 $285.65 – $1,075.69
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,245.75 $285.65 – $1,075.69
Mercy Orthopedic Hospital Springfield Ozark $2,286.05 $207.95 – $1,836.17
SSM Health St. Clare Hospital - Fenton Fenton $1,245.75 $285.65 – $1,075.69

All Missouri hospitals for this procedure →