Perc cryo ablate renal tum at SSM Health St. Mary's Hospital - Jefferson City

2505 Mission Drive, Jefferson City, MO · SSM Health · · NPI 1518065523

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$10,216.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,574.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,277.00 with Centene Ambetter vs $19,164.59 with 6 Degress Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Centene Ambetter Exchange $2,277.00 ↓ -78%
Cigna All Commercial Plans $5,340.00 ↓ -48%
UnitedHealthCare All Commercial Plans $6,120.00 ↓ -40%
UnitedHealthCare Medicare Managed Care Plan $10,588.44 ↑ +4%
Centene Wellcare Medicare Managed Care Plan $10,647.00 ↑ +4%
BCBS Anthem Medicare Managed Care - HMO/PPO $10,806.70 ↑ +6%
Humana Medicare Managed Care Plan $10,827.99 ↑ +6%
Essence Medicare Managed Care Plan $11,179.35 ↑ +9%
Centurion All Commercial Plans $14,905.79 ↑ +46%
Health Systems All Commercial Plans $18,099.89 ↑ +77%
6 Degress Health All Commercial Plans $19,164.59 ↑ +88%

Visitor-reported prices

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Perc cryo ablate renal tum at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $9,635.45 $518.83 – $12,776.39
SSM Health DePaul Hospital - St. Louis Bridgeton $9,635.45 $518.83 – $12,776.39
SSM Health Saint Louis University Hospital Saint Louis $12,592.80 $595.74 – $12,776.39
SSM Health St. Joseph Hospital- Wentzville Wentzville $9,635.45 $518.83 – $8,775.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $9,635.45 $518.83 – $12,776.39
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $9,635.45 $518.83 – $12,776.39
Mercy Hospital Southeast Cape Girardeau $42,229.42 $379.88 – $68,309.83
Mercy Orthopedic Hospital Springfield Ozark $17,194.09 $6.47 – $20,143.38

All Missouri hospitals for this procedure →