Abdominal MRI (without contrast) at SSM Health St. Mary's Hospital - Jefferson City

2505 Mission Drive, Jefferson City, MO · SSM Health · · NPI 1518065523

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$1,180.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,145.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$237.67 with UnitedHealthCare vs $562.41 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UnitedHealthCare Medicare Managed Care Plan $237.67 ↓ -80%
Centene Wellcare Medicare Managed Care Plan $238.99 ↓ -80%
BCBS Anthem Medicare Managed Care - HMO/PPO $242.57 ↓ -79%
Humana Medicare Managed Care Plan $243.05 ↓ -79%
Essence Medicare Managed Care Plan $250.94 ↓ -79%
Centurion All Commercial Plans $334.58 ↓ -72%
Health Systems All Commercial Plans $406.28 ↓ -66%
6 Degress Health All Commercial Plans $430.18 ↓ -64%
BCBS Anthem Pathway Exchange $504.69 ↓ -57%
UnitedHealthCare All Commercial Plans $517.79 ↓ -56%
BCBS Anthem Blue Preferred HMO/POS $526.86 ↓ -55%
BCBS Anthem Blue Access PPO $562.41 ↓ -52%

Visitor-reported prices

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Abdominal MRI (without contrast) at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $1,485.00 $238.99 – $987.30
SSM Health DePaul Hospital - St. Louis Bridgeton $1,485.00 $238.99 – $987.30
SSM Health Saint Louis University Hospital Saint Louis $1,398.10 $234.21 – $952.55
SSM Health St. Joseph Hospital- Wentzville Wentzville $1,485.00 $259.84 – $987.30
SSM Health St. Joseph Hospital - St. Charles Saint Charles $1,485.00 $238.99 – $987.30
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $1,485.00 $238.99 – $987.30
Mercy Hospital Aurora Aurora $2,085.85 $131.00 – $317.33
Mercy Hospital Lincoln Troy $2,271.10 $288.48 – $317.33

All Missouri hospitals for this procedure →