Evaluation of speech fluency 92521 at SSM Health St. Clare Hospital - Fenton

1015 Bowles, Fenton, MO · SSM Health · · NPI 1851496152

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.08 with BCBS vs $150.29 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $112.08
BCBS Anthem Blue Access Choice PPO $115.18
BCBS Anthem Blue Preferred HMO/POS $115.72
BCBS Anthem Blue Access PPO $124.81
Aetna Medicare Managed Care Plan $125.24
Aetna Gold Advantage Medicare Managed Care Plan $126.49
UnitedHealthCare Medicare Managed Care Plan $127.09
BCBS Anthem Medicare Managed Care Plan $127.12
Humana Medicare Managed Care Plan $127.37
Aetna Advantra Medicare Managed Care Plan $129.62
Oscar Exchange $150.29

Visitor-reported prices

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Evaluation of speech fluency 92521 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health Saint Louis University Hospital Saint Louis $222.75 $122.74 – $150.29
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $463.72 $124.55 – $225.43
Mercy Hospital Aurora Aurora $358.80 $49.44 – $177.35
Mercy Hospital Lincoln Troy $448.50 $161.22 – $177.35
Mercy Hospital Carthage Carthage $395.20 $80.95 – $177.35
Mercy Hospital Southeast Cape Girardeau $186.55 $115.16 – $449.86
Mercy Orthopedic Hospital Springfield Ozark $377.65 $49.44 – $256.74
SSM Health Cardinal Glennon Children's Hospital Saint Louis $500.51 $109.49 – $109.49

All Missouri hospitals for this procedure →