Destruct ben lesion 15/> 17111 at SSM Health St. Clare Hospital - Fenton
1015 Bowles, Fenton, MO · SSM Health · · NPI 1851496152
$55.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$100.37
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$89.01 with BCBS vs $3,829.00 with Healthlink — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Anthem Pathway Exchange | $89.01 | ↑ +61% |
| BCBS | Anthem Blue Access Choice PPO | $91.46 | ↑ +66% |
| BCBS | Anthem Blue Preferred HMO/POS | $91.89 | ↑ +66% |
| BCBS | Anthem Blue Access PPO | $99.11 | ↑ +80% |
| Aetna | Medicare Managed Care Plan | $200.96 | ↑ +264% |
| Aetna | Gold Advantage Medicare Managed Care Plan | $202.97 | ↑ +268% |
| UnitedHealthCare | Medicare Managed Care Plan | $203.93 | ↑ +269% |
| BCBS | Anthem Medicare Managed Care Plan | $203.97 | ↑ +270% |
| Humana | Medicare Managed Care Plan | $204.37 | ↑ +270% |
| Aetna | Advantra Medicare Managed Care Plan | $207.99 | ↑ +277% |
| Oscar | Exchange | $241.15 | ↑ +337% |
| Cigna | OAP Other Commercial Plan | $279.00 | ↑ +405% |
| UnitedHealthCare | St. Louis University Employee | $541.00 | ↑ +880% |
| UnitedHealthCare | All Commercial Plans | $719.00 | ↑ +1203% |
| UnitedHealthCare | Options PPO | $932.00 | ↑ +1588% |
| Aetna | Carelink Other Commercial Plan | $1,444.00 | ↑ +2516% |
| Aetna | NBD Other Commercial Plan | $2,131.00 | ↑ +3761% |
| Ambetter | Exchange | $2,167.00 | ↑ +3826% |
| Healthlink | Employers Choice All Commercial Plans | $2,302.00 | ↑ +4070% |
| Aetna | All Commercial Plans | $2,414.00 | ↑ +4273% |
| Healthlink | HMO | $3,829.00 | ↑ +6837% |
Visitor-reported prices
Comments
Destruct ben lesion 15/> 17111 at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $55.20 | $89.01 – $2,302.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $55.20 | $89.01 – $2,302.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | $201.85 | $102.20 – $3,085.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $55.20 | $89.01 – $2,302.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $55.20 | $89.01 – $2,302.00 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $55.20 | $89.01 – $2,302.00 |
| Mercy Hospital Aurora | Aurora | $228.80 | $90.17 – $260.86 |
| Mercy Hospital Lincoln | Troy | $66.30 | $237.15 – $260.86 |