Exc ben+marg excep skin tag snhfg >4cm 11426 at SSM Health DePaul Hospital - St. Louis

12303 Depaul Drive, Bridgeton, MO · SSM Health · · NPI 1598835308

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$2,905.65

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,283.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$291.24 with BCBS vs $3,532.00 with UnitedHealthCare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS Anthem Pathway Exchange $291.24 ↓ -90%
BCBS Anthem Blue Access Choice PPO $299.28 ↓ -90%
BCBS Anthem Blue Preferred HMO/POS $300.70 ↓ -90%
BCBS Anthem Blue Access PPO $324.32 ↓ -89%
Healthlink Employers Choice All Commercial Plans $1,628.00 ↓ -44%
Aetna Carelink Other Commercial Plan $1,944.00 ↓ -33%
Ambetter Exchange $2,167.00 ↓ -25%
Cigna OAP Other Commercial Plan $2,680.00 ↓ -8%
Healthlink HMO $2,709.00 ↓ -7%
UnitedHealthCare St. Louis University Employee $2,727.00 ↓ -6%
Aetna NBD Other Commercial Plan $2,835.00 ↓ -2%
Aetna Medicare Managed Care Plan $2,909.41 ↑ +0%
Aetna Gold Advantage Medicare Managed Care Plan $2,938.50 ↑ +1%
UnitedHealthCare Medicare Managed Care Plan $2,952.46 ↑ +2%
BCBS Anthem Medicare Managed Care Plan $2,953.05 ↑ +2%
Humana Medicare Managed Care Plan $2,958.86 ↑ +2%
Aetna Advantra Medicare Managed Care Plan $3,011.23 ↑ +4%
UnitedHealthCare All Commercial Plans $3,018.00 ↑ +4%
Aetna All Commercial Plans $3,213.00 ↑ +11%
Oscar Exchange $3,491.29 ↑ +20%
UnitedHealthCare Options PPO $3,532.00 ↑ +22%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc ben+marg excep skin tag snhfg >4cm 11426 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $2,905.65 $291.24 – $3,491.29
SSM Health St. Joseph Hospital- Wentzville Wentzville $2,905.65 $291.24 – $3,886.00
SSM Health St. Joseph Hospital - St. Charles Saint Charles $2,905.65 $291.24 – $3,491.29
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $2,905.65 $291.24 – $3,491.29
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $366.30 $1,778.00 – $5,236.93
Mercy Hospital Aurora Aurora $2,002.65 $232.98 – $1,153.53
Mercy Hospital Carthage Carthage $601.25 $240.20 – $5,935.26
Mercy Primary Care - Bernie Bernie $339.00 $189.02 – $452.00

All Missouri hospitals for this procedure →