Removal of breast lesion at Mercy Primary Care - Bernie

810 N Walnut St, Bernie, MO · Mercy · · NPI 1679820286

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Sep 8, 2026

$1,158.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,544.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$301.16 with MERIDIAN MEDICAID CONTRACTED [320430] vs $1,389.60 with WORKERS COMP [20426] — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MERIDIAN MEDICAID CONTRACTED [320430] PB MERIDIAN IL MCD HEALTH PLANS $301.16 ↓ -74%
MEDICAID [20240] PB SPRG/JOPL/CAPE/STOD MEDICAID MO $394.12 ↓ -66%
BLUE CROSS AND BLUE SHIELD [20053] PB STOD ANTHEM BLUE ACCESS CHOICE - BLUE PREF - PATHWAYS $439.48 ↓ -62%
MC ANTHEM [20455] PB STOD ANTHEM BLUE ACCESS CHOICE - BLUE PREF - PATHWAYS $439.48 ↓ -62%
BLUE CROSS AND BLUE SHIELD [20053] PB CAPE/STOD ANTHEM BLUE TRADITIONAL $512.94 ↓ -56%
MEDICARE [20244] PB SPRG/JOPL/CAPE/STOD MEDICARE MO 99 $528.71 ↓ -54%
AETNA MEDICARE ADVANTAGE [20010] PB SPRG/JOPL/CAPE/STOD MEDICARE MO 99 $528.71 ↓ -54%
HUMANA MEDICARE ADVANTAGE [20194] PB IL HUMANA MCR-MCD DSNP $598.68 ↓ -48%
HUMANA MEDICARE ADVANTAGE CONTRACTED [320194] PB IL HUMANA MCR-MCD DSNP $598.68 ↓ -48%
UNITED HEALTHCARE CONTRACTED [320396] PB STL UHC CORE $650.00 ↓ -44%
MERCY BENEFIT ADMIN CONTRACTED [320251] PB STL DEC EMPLOYER BENEFIT ALLIANCE (EBA) $681.10 ↓ -41%
CIGNA HEALTHCARE CONTRACTED [320071] PB CAPE/STOD CIGNA $711.49 ↓ -39%
CENTIVO CONTRACTED [320505] PB PCMH CAPE STOD CENTIVO $713.76 ↓ -38%
UNITED HEALTHCARE CONTRACTED [320396] PB CAPE STOD UHC EXCHANGE - IFP $760.05 ↓ -34%
ADMINISTRATIVE PAYOR [20005] PB MERCY AMISH/MENNONITE $849.20 ↓ -27%
ADMINISTRATIVE PAYOR CONTRACTED [320005] PB MERCY AMISH/MENNONITE $849.20 ↓ -27%
90 DEGREE BENEFITS CONTRACTED [320436] PB CAPE STOD DEC COASTAL ENERGY $872.37 ↓ -25%
EBMS CONTRACTED [320493] PB CAPE STOD DEC CRADER DISTRIBUTING $872.37 ↓ -25%
REFLECT HEALTH [20492] PB CAPE STOD DEC WW WOOD PRODUCTS $957.77 ↓ -17%
REFLECT HEALTH CONTRACTED [320492] PB CAPE STOD DEC WW WOOD PRODUCTS $957.77 ↓ -17%
UNITED HEALTHCARE CONTRACTED [320396] PB CAPE-STOD UHC CORE $973.97 ↓ -16%
IMAGINE 360 CONTRACTED [320494] PB CAPE STOD DEC ROBINSON CONSTRUCTION $1,064.19 ↓ -8%
MERCY BENEFIT ADMIN CONTRACTED [320251] PB CAPE STOD DEC CITY OF JACKSON $1,064.19 ↓ -8%
MULTIPLAN CONTRACTED [320270] PB CAPE / STOD MULTIPLAN COMM 75% $1,158.00 ↑ +0%
MULTIPLAN [20270] PB CAPE / STOD MULTIPLAN COMM 75% $1,158.00 ↑ +0%
HOPE TRUST CONTRACTED [320488] PB CAPE STOD DEC HOPE TRUST AREA 99 $1,176.21 ↑ +2%
AUXIANT CONTRACTED [320462] PB CAPE STOD DEC BUCHHEIT $1,260.23 ↑ +9%
AUXIANT [20462] PB CAPE STOD DEC BUCHHEIT $1,260.23 ↑ +9%
WORKERS COMP [20426] PB CAPE/ STOD MULTIPLAN WORK COMP 85% $1,312.40 ↑ +13%
WORKERS COMP [20426] PB CAPE/ STOD MULTIPLAN AUTO MEDICAL 90% $1,389.60 ↑ +20%

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Removal of breast lesion at other Missouri hospitals

Hospital City Cash price Negotiated range
Mercy Hospital Aurora Aurora $1,088.75 $359.70 – $1,330.69
Mercy Hospital Lincoln Troy $3,428.75 $378.16 – $636.04
Mercy Hospital Carthage Carthage $1,077.70 $394.12 – $8,000.48
Mercy Hospital Southeast Cape Girardeau $3,428.75 $365.37 – $940.71

All Missouri hospitals for this procedure →