Repair umbil hern reduc > 5 yr 49585 at 39-3714515 BMH Oktibbeha County
400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514
$597.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$934.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$275.34 with AMBETTER vs $934.00 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AMBETTER | AMBETTER INSURANCE EXCHANGE | $275.34 | ↓ -54% |
| MPCN-CHIP | MPCN- MAGNOLIA CHIP | $467.00 | ↓ -22% |
| MPCN | MPCN- COMMERCIAL BUSINESS | $467.00 | ↓ -22% |
| AETNA | AETNA | $513.70 | ↓ -14% |
| HUMANA | HUMANA COMMERCIAL | $653.80 | ↑ +9% |
| FOXEVERETT | FOX EVERETT | $653.80 | ↑ +9% |
| HEALTHLINK | HEALTH LINK | $653.80 | ↑ +9% |
| UNITED-STUDENT | UNITED HEALTHCARE STUDENT | $700.50 | ↑ +17% |
| PPOPLUS | PPOPLUS | $700.50 | ↑ +17% |
| STATE_OF_MS | STATE OF MS BLUE CROSS | $700.50 | ↑ +17% |
| MULTIPLAN | MULTIPLAN | $700.50 | ↑ +17% |
| MPEEBT | MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST | $793.90 | ↑ +33% |
| BLUECROSS | BLUE CROSS OF MS | $793.90 | ↑ +33% |
| UNITED-INTEGRATED | UNITEDHEALTH INTEGRATED | $840.60 | ↑ +41% |
| GROUP_PENSION | GROUP AND PENSION ADMINISTRATORS | $840.60 | ↑ +41% |
| CIGNA | CIGNA | $934.00 | ↑ +56% |