Off/op cnsltj new/est mod 40 at 39-3714515 BMH Oktibbeha County
400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514
$158.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$248.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.04 with AMBETTER vs $201.60 with UNITED-INTEGRATED — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AMBETTER | AMBETTER INSURANCE EXCHANGE | $66.04 | ↓ -58% |
| BLUECROSS | BLUE CROSS OF MS | $93.64 | ↓ -41% |
| MPCN | MPCN- COMMERCIAL BUSINESS | $112.00 | ↓ -29% |
| MPCN-CHIP | MPCN- MAGNOLIA CHIP | $112.00 | ↓ -29% |
| AETNA | AETNA | $136.40 | ↓ -14% |
| STATE_OF_MS | STATE OF MS BLUE CROSS | $146.88 | ↓ -7% |
| FOXEVERETT | FOX EVERETT | $156.80 | ↓ -1% |
| HEALTHLINK | HEALTH LINK | $156.80 | ↓ -1% |
| MULTIPLAN | MULTIPLAN | $168.00 | ↑ +6% |
| PPOPLUS | PPOPLUS | $168.00 | ↑ +6% |
| UNITED-STUDENT | UNITED HEALTHCARE STUDENT | $168.00 | ↑ +6% |
| MPEEBT | MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST | $190.40 | ↑ +20% |
| GROUP_PENSION | GROUP AND PENSION ADMINISTRATORS | $201.60 | ↑ +27% |
| UNITED-INTEGRATED | UNITEDHEALTH INTEGRATED | $201.60 | ↑ +27% |