Lower Back (Lumbar Spine) CT scan (with contrast) at 39-3714515 BMH Oktibbeha County

400 HOSPITAL DRIVE, STARKVILLE, MS · Baptistonline · · NPI 1154310514

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Sep 16, 2026

$749.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,171.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$271.40 with AMBETTER vs $1,171.00 with BLUECROSS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMBETTER AMBETTER INSURANCE EXCHANGE $271.40 ↓ -64%
MSCAN_MAGNOLIA MSCAN MAGNOLIA $272.15 ↓ -64%
MSCAN_TRUECARE MSCAN TRUECARE $272.15 ↓ -64%
MSCAN_MOLINA MSCAN MOLINA $272.15 ↓ -64%
VA_PCCC VA PATIENT CENTERED COMMUNITY CARE $285.74 ↓ -62%
MEDICARE MEDICARE $300.78 ↓ -60%
HUMANA_MA HUMANA MEDICARE ADVANTAGE $300.78 ↓ -60%
TRICARE TRICARE $300.78 ↓ -60%
MOLINA_CHIP MOLINA CHIP $394.62 ↓ -47%
AETNA AETNA $450.00 ↓ -40%
NORTH AMERICA ADMIN NORTH AMERICA ADMINISTRATORS $631.65 ↓ -16%
MPCN MPCN- COMMERCIAL BUSINESS $717.92 ↓ -4%
MPCN-CHIP MPCN- MAGNOLIA CHIP $730.15 ↓ -3%
GOLDEN RULE GOLDEN RULE $814.89 ↑ +9%
UNITED UNITED HEALTHCARE $814.89 ↑ +9%
UMR UMR $814.89 ↑ +9%
HEALTHLINK HEALTH LINK $819.70 ↑ +9%
HUMANA HUMANA COMMERCIAL $819.70 ↑ +9%
FOXEVERETT FOX EVERETT $819.70 ↑ +9%
MULTIPLAN MULTIPLAN $878.25 ↑ +17%
PPOPLUS PPOPLUS $878.25 ↑ +17%
UNITED-STUDENT UNITED HEALTHCARE STUDENT $878.25 ↑ +17%
STATE_OF_MS STATE OF MS BLUE CROSS $917.18 ↑ +22%
CIGNA CIGNA $985.46 ↑ +31%
MPEEBT MS PUBLIC ENTITY EMPLOYEE BENEFIT TRUST $995.35 ↑ +33%
UNITED-INTEGRATED UNITEDHEALTH INTEGRATED $1,053.90 ↑ +41%
GROUP_PENSION GROUP AND PENSION ADMINISTRATORS $1,053.90 ↑ +41%
BLUECROSS BLUE CROSS OF MS $1,171.00 ↑ +56%

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (with contrast) at other Mississippi hospitals

Hospital City Cash price Negotiated range
64-0682111 BMH DeSoto Southaven $755.00 $251.81 – $985.00
64-0772726 BMH North Mississippi Oxford $827.08 $311.90 – $909.72
64-0362400 Anderson Regional Main Campus Meridian $239.14 $323.39 – $734.99
64-0844470 MBMC Yazoo Yazoo City $1,398.92 $312.52 – $318.77
62-1519754 BMH Golden Triangle Columbus $928.25 $313.59 – $924.00
64-0881013 MBMC Jackson Jackson $716.52 $324.22 – $907.82
81-3257997 BMH Calhoun Calhoun City $1,774.24 $357.13 – $364.27
45-2896080 MBMC Leake Carthage $1,535.40 $312.52 – $318.77

All Mississippi hospitals for this procedure →